Merchant Fund Express
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Funding for a Big Contract for Salons

Landed a bridal season, film set or hotel spa deal? Staff and stock it now. Funding from $25,000, in as little as 24 hours for qualified salons.

Fund the Contract

Salon big contract funding

Say yes to the big booking without emptying the till

Large clients often pay on invoice weeks later. Apply in about five minutes with three months of bank statements and a soft credit pull to cover costs up front.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Covering the gap before the client pays

Speed and short paperwork

A five-minute application and about three months of bank statements. No tax returns, no contract underwriting.

Credit flexibility

FICO 500+ considered. Your salon's deposit pattern carries real weight.

Clear costs up front

The full repayment amount is shown in your offer before you accept, with no surprise costs after you sign.

Planned repayment

Your offer lays out the repayment schedule, so you can line it up with the client's payment dates.

Need capital this week?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

When one booking is bigger than a normal month

Not every salon contract comes through the front door one client at a time. A wedding planner books your team for a season of bridal parties. A film or theater production needs hair and makeup on set for weeks. A hotel or resort wants you to run its spa services, or a corporate event needs a dozen stylists for a weekend.

These deals are good business, but they come with costs up front: extra staff, travel kits, product, sometimes equipment. And the client often pays on invoice, weeks after the work is done. Funding for a big contract lets a salon say yes without draining the account that covers everyday payroll.

Costs a big contract usually brings

Matching the funding to the payment timeline

If the contract pays in a lump sum at the end, working capital for salons covers the gap. If it pays in stages, a business line of credit lets you draw for each phase. Comparing a line with a cash advance? Our line of credit vs. merchant cash advance page lays out the trade-offs. Your offer shows the full repayment amount and schedule before you accept.

What we review

We base the decision mainly on your salon's existing deposits and obligations, not the contract itself. Expect a five-minute application, a soft credit pull to start and about three months of business bank statements. No tax returns are required. FICO 500+ is considered, and sole proprietors can apply. Qualified salons can be funded in as little as 24 hours. Apply here.

Protect the core business

A big contract should not starve the salon floor. Keep enough staff in the shop to hold your regulars, and get the client's payment terms in writing before you commit money. For illustration, a salon taking on a season of bridal bookings might fund freelance artist pay and travel kits, then plan repayment around when the planner's invoices clear. Keep a simple tracker of what each event cost you, so you can price the next contract with real numbers.

Frequently Asked Questions

Do you fund against the contract itself?

No. We look mainly at your salon's deposits and existing obligations. The contract helps you decide how much you need.

What kinds of contracts do salons fund?

Wedding and bridal seasons, film and theater productions, hotel or resort spa services, corporate events and fashion shows are common examples.

How quickly can funding arrive?

Decisions move fast, and qualified salons can be funded in as little as 24 hours.

How much can I request?

Funding runs from $25,000 to $5,000,000, depending mainly on your deposits and existing payments.

What paperwork is needed?

About three months of business bank statements and a five-minute application. No tax returns.

Freelance artists $34,000.00
On-set kits $26,500.00
Crew travel $29,000.00
Portable stations $41,000.00

Example uses for illustration only.

How to improve your chances

These steps help you take on a large contract without straining the salon.

  • Get the client's payment terms in writing first
  • Budget freelance pay separately from salon payroll
  • Keep regular salon deposits flowing to one account
  • Request only what the contract's upfront costs require

Big contract funding: us vs. a bank

Merchant Fund Express
Traditional bank loans
Speed
As little as 24 hours if qualified
Often several weeks
Paperwork
About 3 months of bank statements
Tax returns, financials, projections
Credit check
Soft pull to start
Hard pull is common up front
Credit
FICO 500+ considered
Higher scores usually expected
Funding range
$25,000 to $5,000,000
Often smaller or slower to approve

Take the contract and keep the salon running

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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