Food, rentals and staff get paid before the final invoice clears. See how established caterers manage the gap and how fast funding can help.
Check My OfferCatering Cash Flow
Capital based on your deposits can carry food, staff and equipment costs while event balances come in.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in five minutes with about three months of statements. Funding in as little as 24 hours for qualified caterers.
FICO 500+ considered with a soft credit pull to start. Event deposits count most.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
Your repayment schedule is in the offer up front, so you can plan around the event calendar.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Catering is a business of upfront costs. You buy proteins and produce, rent linens and chafing dishes, schedule servers and fuel the van, sometimes weeks before the final invoice is paid. Corporate clients may pay on net terms. Wedding season stacks events back to back, then winter thins out the calendar.
The result is a business that can be very profitable on paper while the bank account swings hard from month to month.
Map out the money for a typical event:
The longer the gap between steps two and four, the more cash you need on hand. Several large events in the same month multiply that need.
Landing a major corporate or venue contract? Our big contract funding for catering page covers that scenario.
Capital works best when it supports revenue you can already see: food and staff for a booked season, a refrigerated van, commercial kitchen equipment or a second prep space. We offer merchant cash advances, working capital, a business line of credit, equipment financing and revenue-based financing from $25,000 to $5,000,000.
A line of credit is handy for caterers because you can draw for each busy month and pay it down as event balances arrive. We review about three months of business bank statements, start with a soft credit pull, consider FICO 500+ and skip tax returns. Each offer lists the full repayment amount and schedule before you accept. Start your application.
Yes. Working capital or a line of credit is often used to buy food, rentals and staff time ahead of big events.
Yes. We look at about three months of deposits, and seasonal patterns are common for caterers.
No. We review business bank statements and a five-minute application.
Equipment financing is one of our products and can be used for vehicles and kitchen gear for your business.
Funding can arrive in as little as 24 hours for qualified businesses.
Yes. Sole proprietors can apply when the business has steady deposits.
Example uses for illustration only.
These practices steady catering cash flow and can strengthen your next offer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding