Merchant Fund Express
(305) 384-8391Apply

Funding for a Big Veterinary Contract

Staff up and stock supplies for a shelter, farm or institutional contract before the payments start. Funding from $25,000 for established practices.

Fund the Contract

Veterinary Contract Funding

Take On the Contract Without Stretching Your Clinic

Institutional clients often pay on net terms. We help veterinary practices cover staffing, supplies and equipment while the first invoices process.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Contract Funding for Veterinary Practices

Fast application

About 5 minutes with roughly three months of bank statements. Funding in as little as 24 hours for qualified practices.

Broad credit view

FICO 500+ considered. Your deposits and practice history matter in our review.

Upfront total

Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.

Known payments

The repayment schedule is laid out in the offer, so you can match it to the contract's payment terms.

Waiting on deposits to land?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Big contracts bring big up-front costs

Veterinary practices sometimes land work well beyond the usual appointment book: spay and neuter work for a shelter or rescue, herd health for a large farm or ranch, care for a police K-9 unit, or a service agreement with a boarding or breeding operation. These contracts can steady revenue for a long time.

They also require you to staff up, buy supplies and sometimes add equipment before the first payment comes in. Funding for a big contract for veterinary practices covers that ramp-up.

What a contract ramp-up can include

Institutional clients often pay on net terms, so the gap between doing the work and getting paid can be real.

Funding options

We provide working capital, business line of credit, merchant cash advance, equipment financing and revenue-based financing from $25,000 to $5,000,000. A line of credit is useful for the recurring gap between invoicing and payment. A lump sum fits the one-time ramp-up. If the contract calls for new equipment, equipment financing may be the better match. To compare, read about a line of credit vs. merchant cash advance for veterinary.

How we review

We look at about three months of business bank statements and consider FICO 500+, with no tax returns required. Sole proprietors can apply. The amount depends mainly on your current deposits and existing obligations, rather than the contract's total value. Your offer lists the full repayment amount and schedule before you accept.

Be ready for the start date

The 5-minute application starts with a soft credit pull. Decisions move fast, and qualified businesses can be funded in as little as 24 hours. If staffing is the main cost, see payroll funding for veterinary clinics.

Frequently Asked Questions

What kinds of veterinary contracts does this cover?

Any legitimate business contract, such as shelter surgery programs, farm herd health, K-9 care or service agreements with animal businesses.

Does the contract value set my funding amount?

No. Amounts depend mainly on your current deposits and existing obligations. Funding ranges from $25,000 to $5,000,000.

Can I use funds for a mobile vet unit?

Yes. Equipment financing or working capital can help cover field equipment or a mobile unit for contract work.

Do I need tax returns?

No. We review about three months of business bank statements.

How fast can funding arrive?

Qualified businesses can see funding in as little as 24 hours.

Can sole proprietor vets apply?

Yes. Sole proprietors can apply, and we look for an established practice with steady deposits into a business bank account.

Shelter Surgeries $35,000.00
Farm Call Gear $28,000.00
Contract Staffing $45,000.00
Bulk Supplies $16,000.00

Example uses for illustration only.

How to improve your chances

Practices taking on a large contract can prepare with a few steps.

  • Note the contract's payment terms and invoice cycle
  • Estimate added staff hours per week
  • Price supplies needed for the first months
  • Keep deposits consistent in your business account

Contract Funding: Us vs. a Bank

Merchant Fund Express
Traditional bank loans
Time to apply
About 5 minutes
Weeks of review
Documents
~3 months bank statements
Tax returns and contracts
Credit
FICO 500+ considered
Higher scores preferred
Funding speed
As little as 24 hours
Often weeks
Credit check
Soft pull to start
Hard pull common

Start the Contract on Solid Footing

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
Apply NowCall