Take on corporate wellness, hotel or event contracts without draining your day-to-day cash. Funding in as little as 24 hours for qualified businesses.
Fund the ContractSpa Contract Funding
Large spa contracts often pay on invoice terms while staff and supplies are due now. We fund that gap based on your bank deposits.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. No tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered. Your existing deposit history counts heavily.
Your offer shows the full repayment amount before you accept, and nothing new appears after you sign.
The repayment schedule is in your offer up front, so you can match it to the client's payment terms.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Most spa revenue comes one appointment at a time. Every so often a larger opportunity shows up: a corporate wellness program with on-site chair massage at several offices, a hotel that wants your team running its spa floor, a wedding party block, or a conference that books every therapist for three days. These contracts can be great business, but they ask you to spend before you get paid.
Merchant Fund Express offers funding for a big contract for spas, so you can take the work without stretching your regular operations thin.
Corporate clients and hotels often pay on invoice terms rather than at the time of service. That gap is where funding helps.
A contract only makes sense if the margin survives the cost of carrying it. Before accepting, work out the total labor, supplies and travel, then compare it with what the client will pay and when. For illustration: if a wellness contract pays monthly on 30-day terms, you could be carrying six weeks of staff costs before the first payment arrives.
For contracts that repeat, a line of credit for spas lets you draw as each event comes up. For a single large job, a merchant cash advance or working capital may fit better.
We review about three months of business bank statements and your existing obligations. No tax returns are required, FICO 500+ is considered, sole proprietors can apply, and we start with a soft credit pull. Your offer shows the full repayment amount and schedule before you accept. Funding can arrive in as little as 24 hours for qualified businesses. Apply in about 5 minutes.
It helps us understand the request, but the offer is based mainly on your bank deposits and current obligations.
Corporate wellness programs, hotel and resort staffing arrangements, wedding and event bookings, and conference or retreat work are common examples.
Yes. Hiring extra therapists, covering overtime and paying travel costs are typical uses.
Funding ranges from $25,000 to $5,000,000, based mainly on deposits and existing obligations.
Your offer lays out the repayment schedule before you accept, so you can compare it with the client's payment timing first.
Example uses for illustration only.
These steps help you size funding for a large spa contract.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding