A lump sum for fuel, payroll and repairs, sized from the sales already moving through your excavation business. FICO 500+ considered.
Get My OfferMerchant Cash Advance
Fuel and wages go out every week while site payments wait on milestones. An advance helps cover the gap using the receipts your business already produces.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About 5 minutes to apply with roughly three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered with a soft pull to start. Deposit history matters.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
Your offer sets out the repayment schedule so you can plan around weather and draws.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Excavation is one of the most cash-hungry trades out there. Diesel, hauling, operator wages, tooth and track wear, and the occasional blown hydraulic line all hit before the site work is paid. Many jobs pay on draws tied to milestones, and weather can push those milestones back. A merchant cash advance gives you a lump sum based on the sales already flowing through your business, with repayment drawn from future receipts.
A merchant cash advance tends to suit excavation businesses with regular receipts, such as companies doing a steady stream of smaller jobs like septic installs, utility trenching, driveway prep and residential site work. If your income comes mostly in a few large progress payments, other products may match your cash cycle better. We will tell you which one makes sense.
No tax returns are required, and sole proprietors can apply. The application takes about 5 minutes.
Here are needs we see often:
If the need is a machine, equipment financing for excavation ties the cost to the asset. For recurring costs, compare a business line of credit or working capital. The line of credit vs. merchant cash advance guide lays out the tradeoffs side by side.
Your offer shows the full repayment amount and payment schedule before you accept. Weigh it against your job schedule and the weather you expect. When it fits, start your application.
We read several months of statements so a single rainy stretch is seen in context with your normal pattern.
Yes. Equipment repairs are a common use for excavation contractors.
FICO 500+ is considered, and we start with a soft credit pull.
Yes. Sole proprietors can apply as long as the business has steady deposits.
Funding ranges from $25,000 to $5,000,000 overall, based mainly on your deposits and existing obligations.
Example uses for illustration only.
Steady habits make an excavation company's file easier to review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding