Funding sized to your card and cash deposits, not your square footage. Five-minute application, soft pull to start, FICO 500+ considered.
Check My OfferMerchant Cash Advance
Mobile kitchens have lumpy cash flow. An advance based on your recent deposits can cover the generator, the stock-up, or the permit bill without waiting on a bank committee.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of bank statements and a five-minute application. No tax returns required.
FICO 500+ considered. Your deposit history carries real weight in the review.
Your offer lists the full repayment amount before you accept, with no surprise costs added after you sign.
The repayment schedule is laid out in your offer up front, so you can map it to your event calendar.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A food truck lives on volume. Lunch rushes at office parks, brewery nights, festival weekends, and private catering gigs all show up as card swipes and cash drops in your business account. A merchant cash advance for food trucks looks at that deposit history instead of asking you to prove decades of profit on a tax return.
We review roughly three months of business bank statements, consider owners with FICO 500 and up, and start with a soft credit pull. No tax returns are required to get an offer.
If the need is mostly a piece of equipment, compare this page with our equipment financing for food trucks.
An advance tends to suit trucks with frequent card sales and a clear deposit pattern. If you would rather draw only what you need when you need it, look at a business line of credit for food trucks, or read our side-by-side on line of credit vs. merchant cash advance. There is no single right answer. The best fit depends on how predictable your weeks are, whether the need is a one-time purchase or ongoing, and how comfortable you are with the repayment schedule shown in the offer. We will tell you plainly what we can offer based on your statements, and you decide whether it works.
An advance is repaid from future receivables on a schedule we lay out in your offer before you accept. The full repayment amount is shown up front, so you can check it against your slow weeks as well as your busy ones. Read every line of the offer, and only sign when the schedule makes sense for your route.
Sole proprietors can apply. Amounts range from $25,000 up to $5,000,000, and what you see depends mainly on your deposits and any existing obligations.
No. We look at your business bank deposits, not your address. Trucks, trailers, and carts with steady deposits can apply.
Seasonality is normal for mobile food. We look at the pattern across your statements, and you should weigh the repayment schedule in your offer against your slowest months before you accept.
FICO 500 and up is considered. Credit is one factor alongside deposit history and existing obligations.
We start with a soft credit pull, which does not affect your score.
Funding can arrive in as little as 24 hours for qualified businesses once you accept an offer.
Example uses for illustration only.
A few habits make your next review smoother.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding