Mobilize, rent, buy pipe and add operators before the first draw arrives. $25,000 to $5,000,000 and a 5-minute application.
Fund My JobExcavation Contract Funding
Large jobs pay well, eventually. We help excavation contractors cover the upfront costs so the work starts on time and the rest of the business keeps running.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five minutes to apply and about three months of statements. Qualified businesses can be funded in as little as 24 hours.
FICO from 500 is considered, along with your deposit history.
Your offer shows the full repayment amount before you accept, and nothing gets added after you sign.
The repayment schedule is laid out in the offer, so you can line it up with pay applications.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A subdivision, a commercial pad or a large utility job can double an excavation contractor's revenue for the year. It also means mobilizing machines, renting what you don't own, buying pipe and aggregate, hiring extra operators and hauling, all before the first progress payment clears. Add retainage and a slow pay application process, and the cash gap can get deep. Funding for a big contract for excavation helps you carry the job until it starts paying for itself.
| Cost | When it hits |
|---|---|
| Mobilization and hauling | Before any dirt moves |
| Rental equipment | Billed weekly or monthly |
| Pipe, structures, aggregate | Ordered ahead of install |
| Added operators and drivers | Every payroll |
| Bonds and insurance | At contract signing |
If most costs land at the start, a lump sum of working capital keeps it simple. If costs are spread across phases, a line of credit lets you draw as each phase begins. Not sure which fits? Our comparison of line of credit vs. merchant cash advance for excavation walks through the tradeoffs. Every offer shows the full repayment amount and schedule before you accept, so you can check it against the expected draw dates.
For illustration: an excavation company wins the site work on a forty-lot subdivision. The job needs a rented dozer, a large storm pipe order and two more operators for several months. The developer pays monthly with retainage held until the end. The owner sizes working capital to cover mobilization, the pipe and the extra payroll through the first two draws. After that, the job's own billing covers ongoing costs. The amount was based on the company's deposits, not on the contract value, so the repayment fit what the business could carry even if a draw came in late.
A 5-minute application and about three months of business bank statements. FICO from 500 is considered, there are no tax returns to gather and we start with a soft pull. Apply now and get the job mobilized.
No. The contract is helpful context, but the amount depends mainly on your deposits and existing obligations.
Yes. Working capital can be used for rentals, hauling, materials, payroll and other job costs.
Decisions move fast, and qualified businesses can be funded in as little as 24 hours.
Plan repayment around your normal deposits rather than a single draw date. Your offer lays out the schedule up front so you can test it against delays.
If most costs land at mobilization, a lump sum is simpler. If pipe, rentals and labor are spread across several phases, a line of credit lets you draw only when each phase starts, which can keep total cost down.
Yes. FICO scores from 500 are considered, and deposit history carries real weight.
Example uses for illustration only.
Large jobs reward contractors who stay on top of billing and costs.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding