Cover fuel, parts and payroll, or fund a rebuild or big mobilization. Compare both. From $25,000, FICO 500+ considered.
Get OptionsExcavation Funding Comparison
Weekly running costs and one-time rebuilds call for different funding. We help excavation owners see which one fits.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in 5 minutes with about three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered, beginning with a soft credit pull that does not affect your score.
See the full repayment amount in your offer before you accept. No surprise costs after you sign.
Your schedule is laid out in the offer up front so it lines up with job payments.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Excavation runs on diesel, hydraulics and operators. A single blown cylinder on an excavator can park a crew for days, and mobilizing to a new site means fuel, lowboy hauling and labor before you bill anything. Frozen ground or wet seasons can slow everything down. Owners facing those swings often compare a business line of credit and a merchant cash advance.
A line of credit is a limit you can tap repeatedly. It works well for the costs that come every week in different amounts:
Repay when the job pays and the limit is ready again. More at business line of credit for excavation.
An advance gives you a single lump sum, repaid from future revenue. It is better for one sizable need with a clear price: a major engine or undercarriage rebuild, mobilizing for a large subdivision, or adding a second crew. See merchant cash advance for excavation. If you are buying a machine outright, compare equipment financing for excavation.
| Problem | Line of credit | Merchant cash advance |
|---|---|---|
| Weekly fuel and parts | Strong fit | Less suited |
| Undercarriage rebuild | Possible | Strong fit |
| Waiting on a draw | Strong fit | Possible |
| Mobilizing a large job | Possible | Strong fit |
Your offer lays out the full repayment amount and schedule before you accept, so you can check it against your job calendar. Plan around your slow season too; see excavation slow season funding.
We fund $25,000 to $5,000,000 for established excavation businesses with steady deposits. The 5-minute application starts with a soft credit pull. We review around three months of business bank statements, no tax returns required. FICO 500+ is considered and owner-operators running as sole proprietors can apply. Qualified businesses can be funded in as little as 24 hours. Start your application.
Decisions move quickly, and funding can arrive in as little as 24 hours for qualified businesses, which helps when a machine is down.
A line of credit often fits seasonal slowdowns because you draw only what you need and repay when work picks up. An advance can work if you know the total amount.
Yes. Sole proprietors can apply when the business has steady deposits.
For a line of credit or advance, we mainly review your bank statements and credit. Equipment financing is a separate option tied to a specific machine.
A 5-minute application and about three months of business bank statements.
Example uses for illustration only.
A few steps make your sitework business easier for a funder to evaluate.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding