Funding sized from your showroom sales and deposits, so you can stock the floor before the big weekend.
See My OfferMerchant Cash Advance
We size a merchant cash advance from about three months of your store's bank statements. No tax returns, FICO 500+ considered, and a soft credit pull to start.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Funding in as little as 24 hours if qualified.
FICO 500+ considered. Your sales history does a lot of the talking.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
How and when you repay is laid out in your offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A furniture showroom can do more in one Saturday than in the four weekdays before it. A sectional here, a dining set there, a bedroom suite with delivery scheduled two weeks out. Sales are lumpy, and a lot of them run through card terminals or in-store financing.
A merchant cash advance is built for that kind of business. It is sized from your sales and deposit history, and repayment comes from future revenue, so it tends to track how the store actually performs.
We look at about three months of business bank statements to understand your card settlements, deposit rhythm and any obligations already coming out of the account. Credit matters, but FICO 500+ is considered, and the store's deposits carry real weight.
There is no tax return requirement, and sole proprietors can apply. The application takes about five minutes and starts with a soft credit pull.
It depends on the need. For recurring, flexible access, compare a business line of credit for furniture stores. Our side-by-side on line of credit vs. merchant cash advance walks through the tradeoffs. For a delivery truck or warehouse racking, equipment financing ties the cost to the asset.
For illustration: a two-showroom retailer wants to bring in three new living room collections six weeks before a holiday sale. The deposits show steady weekend volume with a dip in late winter. An advance sized to cover the vendor deposits and freight, with repayment drawn from the sales those collections generate, keeps the regular operating cash free for payroll and rent.
Before you accept, your offer lays out the full repayment amount and how repayment works. Check it against a slow month in your store, not a holiday weekend. If it feels tight, ask for less. Funding can arrive in as little as 24 hours for qualified businesses once you accept.
We look at your overall deposit pattern and card settlements together. Steady sales history matters more than any single month.
Yes, inventory ahead of a sale event is a common use for furniture stores.
About three months of business bank statements. No tax returns are required.
FICO 500+ is considered. Credit is weighed with your deposits and existing obligations.
Funding ranges from $25,000 to $5,000,000. The amount depends mainly on your deposits and obligations already in place.
Example uses for illustration only.
A few habits help your store get a cleaner offer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding