Turn steady membership and class sales into working cash. Apply in 5 minutes with about three months of statements. Soft credit pull to start.
See My OfferFitness Merchant Cash Advance
Dues, class packs and training sessions land in your account every week. A merchant cash advance uses that sales history to size funding for your gym.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About 5 minutes to apply and three months of statements. Funding in as little as 24 hours for qualified gyms.
FICO 500+ considered. A soft pull starts the review and sales history counts for a lot.
Your offer lists the full repayment amount before you accept. No surprise costs after you sign.
How and when repayment is collected is set out in the offer up front, so there are no guesses.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Most gyms and studios take payment by card: monthly dues, class packs, personal training sessions, smoothie bar sales. A merchant cash advance gives you a lump sum now in exchange for a portion of those future sales. Because it is based on sales activity, it can fit an owner whose numbers are strong at the front desk but whose credit or tax returns do not tell the full story.
No tax returns are required, FICO 500+ is considered, and sole proprietors, such as a trainer who owns a private studio, can apply.
An advance is fast and simple, but it is not the only option. If you want to draw only when costs come up, compare a business line of credit for fitness, and read line of credit vs. merchant cash advance for fitness. For a large equipment purchase, equipment financing for fitness may fit better.
Membership revenue swings with the calendar. When you review your offer, look at the total repayment and ask whether collections still feel comfortable in July or August, not just in January. Amounts range from $25,000 to $5,000,000 and depend mainly on your deposits and existing obligations. When you are ready, start the application.
Yes, if most of your revenue flows through card payments or recurring billing into your business account. We review about three months of deposits.
We look at what lands in your business bank account. Recurring ACH dues show up there just like card settlements do.
Advances fall within our $25,000 to $5,000,000 range. The amount depends mainly on your deposits and existing obligations.
FICO 500+ is considered. We start with a soft pull, and steady sales carry real weight in the review.
Your offer shows the full repayment amount before you accept. There are no surprise costs after you sign.
Yes. Sole proprietors can apply as long as the business runs steady deposits through a business bank account.
Example uses for illustration only.
These steps make a gym's sales history easier to review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding