Questions to ask
A short list you can read from a screen while you are on the phone. Each one has caught something for an owner before.
✓ Checking what you qualify for does not affect your credit score.
At Merchant Fund Express, here is the short answer: Ask about net proceeds, payback, payments, reconciliation, lien, guarantee, default, assignment and payoff. Get key answers in writing.
For the full pre-signing list, see the checklist before signing.
An owner reads the question list on a call and discovers the offer has a $1,500 administration fee she had not seen, a clause allowing the funder to assign the agreement, and no early payoff discount. She negotiates the fee and asks for a short payoff window. A five-minute call improved the deal more than a week of comparing numbers.
Source: Merchant Fund Express.
No. Pick the ones that change the outcome for your situation. Source: Merchant Fund Express.
Reasonable ones will. Ask for key terms in an email.
Ask again, or ask us. We can compare it with other offers.
Yes. We show the numbers and terms before you sign.
Merchant Fund Express gives a same-day decision. Applying takes a few minutes and will not affect your credit score.