Merchant Fund Express
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Equipment Repair Funding for Landscaping

Mower down, truck in the shop, skid steer leaking? Get it fixed and get the crew back on jobs. Apply in 5 minutes.

Fix It Now

Landscaping Equipment Repair

Every day a machine sits, you lose jobs

Downtime costs more than the repair. We help landscapers cover repair bills quickly, based on deposit history, with funding in as little as 24 hours for qualified businesses.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Repair funding that keeps crews moving

Fast and low-hassle

Short application and about three months of bank statements. Qualified businesses can be funded in as little as 24 hours.

Room on credit

FICO 500+ is considered. We put weight on steady deposits from your jobs.

Total cost up front

Your offer shows the full repayment amount before you accept, with no surprise costs added later.

Set payment schedule

Repayment is laid out in your offer so you know what's coming each period.

Cash flow tight this month?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

A down machine is a down crew

When a zero-turn throws a belt, a skid steer's hydraulics fail, or the crew truck needs a transmission, the cost isn't just the repair bill. It's a crew standing around, jobs pushed back, and clients wondering if they should call someone else. Equipment repair funding for landscaping gets the machine fixed now so the schedule holds.

Repairs we commonly see

Sometimes the honest answer is that a machine isn't worth fixing. If replacement makes more sense, equipment financing can cover a new or used unit instead.

Repair or replace?

A simple rule many operators use: compare the repair quote with what the machine is worth and how many more seasons it realistically has. If the repair is a large share of a replacement cost and the unit already has heavy hours, replacing may save money and downtime over time. If the machine is otherwise solid, fixing it is usually the faster path back to work. Get a written quote either way; it helps you ask for the right amount.

Preventing the next breakdown

Some of the funding can go toward preventive work: fresh belts, blades, filters and fluids across the fleet before peak season. Shops are usually less busy in late winter, so scheduling service then can mean quicker turnaround and fewer mid-season surprises when every machine is booked.

Getting funded

Apply online in about five minutes and send roughly three months of business bank statements. We don't require tax returns, a FICO of 500 or higher is considered, and we start with a soft credit pull. Sole proprietors can apply. Qualified businesses can be funded in as little as 24 hours.

For repairs, many owners choose working capital for a lump sum, or a line of credit to handle breakdowns as they come. Your offer shows the full repayment amount and schedule before you accept. Start here.

Frequently Asked Questions

Can I get funding to fix used equipment?

Yes. The funds are for your business, so repairing older machines is a common use.

Do I need a repair quote to apply?

It's not required, but a written quote helps you request the right amount and keeps the process smooth.

What if replacing makes more sense than repairing?

Equipment financing can cover a replacement unit. We can look at both paths with you.

How fast can I get the money?

Qualified landscaping businesses can be funded in as little as 24 hours after approval.

Do you check credit?

We begin with a soft credit pull, which doesn't affect your score. A FICO of 500 or higher is considered.

Can I cover several repairs at once?

Yes. Many owners bundle repairs before the season starts, servicing mowers, trucks and trailers together so the whole fleet is ready when the calendar fills up.

Mower engine $8,500.00
Skid steer hydraulics $14,000.00
Truck transmission $6,800.00
Trailer axle $3,900.00

Example uses for illustration only.

How to improve your chances

A little prep makes repair funding faster to arrange.

  • Get a written repair quote before applying
  • Keep maintenance records for major equipment
  • Deposit all job revenue into your business account
  • Know which machines are worth fixing vs. replacing

Repair funding vs. a bank loan

Merchant Fund Express
Traditional bank loans
Application
5 minutes online
Lengthy forms and meetings
Paperwork
About 3 months of bank statements
Tax returns and financial statements
Credit
FICO 500+ considered
Typically higher score cutoffs
First credit check
Soft pull
Hard pull at the start
Speed
As little as 24 hours if qualified
Several weeks is common

Get the equipment fixed and the crew working

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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