Merchant Fund Express
(305) 384-8391Apply

Equipment Repair Funding for Medical Practices

Get the autoclave, imaging unit or lab analyzer fixed now instead of rescheduling patients. Funding in as little as 24 hours for qualified practices.

Fund My Repair

Medical Equipment Repair

Every day a machine sits broken costs you visits

Pay for the repair from working capital, keep the schedule full, and repay on a schedule you see before you sign.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Why practices use us for urgent repairs

Fast, with minimal paperwork

5-minute application, about three months of bank statements, no tax returns. Funding in as little as 24 hours for qualified practices.

Room on credit

FICO 500+ considered. Steady deposits carry real weight, and we begin with a soft pull.

Full cost before you accept

The total repayment amount is in your offer. No surprise costs once you sign.

A schedule you know up front

Your repayment schedule is spelled out in the offer, so the repair cost is planned, not guessed.

Need capital this week?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

When a key machine goes down mid-week

An autoclave fails on a Tuesday. The ultrasound probe cracks. The digital X-ray sensor stops talking to the software. In a practice, broken equipment is not just a repair bill. It means rescheduled patients, referrals sent elsewhere and staff standing around on the clock.

Service contracts rarely cover everything, and the parts that do fail tend to be the expensive ones. Waiting until next month's collections to authorize the repair is the slowest and often the costliest option.

What owners typically fund

If the repair estimate is close to the cost of replacing the unit, compare it against equipment financing for medical practices, which is built around the purchase of new or used equipment.

Repair now, or replace?

A simple test: if the same machine has needed service more than once this year, or the vendor is warning that parts are getting hard to source, replacement may be the better use of money. If the unit is otherwise sound, a quick repair funded with working capital gets you back to full schedule faster and leaves the bigger purchase decision for later.

Get the quote in writing

Having the technician's estimate in hand helps you request the right amount instead of guessing.

How the process works with us

You complete a 5-minute application and connect or upload about three months of business bank statements. We start with a soft credit pull, and FICO 500+ is considered. No tax returns. Decisions move quickly, and funding can arrive in as little as 24 hours for qualified businesses.

Your offer lists the full repayment amount and the repayment schedule before you accept, so you know exactly what the fix will cost. Start your application once you have the repair quote.

Frequently Asked Questions

Can I use the funds to pay the repair vendor directly?

The funds go to your business account, and you pay the technician or vendor as you normally would.

Does equipment repair funding require collateral on the machine?

Working capital is based mainly on your deposit history rather than the equipment itself. Equipment financing for a new unit works differently.

What if the repair turns into a replacement?

Tell us. We can look at equipment financing for the purchase instead of, or alongside, working capital.

How much should I request?

Start with the written repair estimate plus any lost-day costs you expect, such as staff time while the unit is down.

Will checking options affect my credit?

No. The first step is a soft credit pull.

X-ray sensor $12,500.00
Autoclave repair $6,800.00
Vaccine fridge $4,900.00
Ultrasound probe $15,000.00

Example uses for illustration only.

How to improve your chances

These steps make an equipment repair request faster to review.

  • Get a written repair estimate from the technician
  • Keep service records for each major machine
  • Deposit all practice revenue in one business account
  • Note which visits are on hold until the repair

Repair funding: us vs. a bank

Merchant Fund Express
Traditional bank loans
Turnaround
As little as 24 hours if qualified
Weeks of review
Documents
About three months of statements
Tax returns, financials, more
Credit range
FICO 500+ considered
Higher scores expected
First step
Soft credit pull
Hard inquiry
Cost clarity
Full repayment shown in offer
Varies by product

Get the machine running again

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
Apply NowCall