Merchant Fund Express
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Equipment Repair Funding for Liquor Stores

Fix walk-in coolers, refrigeration, POS terminals and security cameras before they cost you sales. 5-minute application and about three months of statements.

Fund My Repair

Liquor Store Equipment Repair

Keep the cold case cold and the registers running

Broken equipment costs a liquor store every hour it stays broken. We fund repairs based on your deposits and show the full cost before you accept.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Repair funding without the runaround

Fast, few documents

About 5 minutes to apply and roughly three months of bank statements. Funding in as little as 24 hours for qualified businesses.

Credit flexibility

FICO scores from 500 are considered. Your store's steady deposits count.

Clear costs

The full repayment amount is in your offer before you accept. No surprise costs after you sign.

A schedule up front

Your repayment schedule is laid out in the offer, so the repair cost is easy to plan around.

Payroll before sales come in?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Warm beer does not sell

In a liquor store, the cooler is often the hardest-working piece of equipment in the building. When a compressor fails or a walk-in starts losing temperature, cold beer and white wine sales stall, and spoiled product can follow. A dead POS terminal or a camera system that stops recording creates its own problems, from slow lines to exposure to theft.

Our equipment repair funding gets you the cash to fix it quickly and pay it back on a schedule you can see before you sign.

Repairs we see liquor store owners fund

If replacement makes more sense than repair, compare equipment financing for liquor stores.

How we size repair funding

We review about three months of business bank statements to understand your deposits, plus your existing monthly obligations. No tax returns are required. The process starts with a soft credit pull. FICO scores from 500 are considered, and sole proprietors can apply.

Funding runs from $25,000 to $5,000,000. Repair needs often fall near the lower end, and we would rather fund what you need than push a bigger number.

Weigh the cost of waiting

Before deciding, estimate what the broken equipment costs you per week: lost cold sales, spoiled stock, slower checkout. Then compare that with the full repayment amount shown in your offer before you accept. When the repair pays for itself quickly, funding often makes sense. When it does not, a smaller fix or a different approach may be better.

If repairs come up regularly, a business line of credit for liquor stores can be ready the next time something breaks.

Fix it this week

Apply in about 5 minutes and see what your deposits support.

Frequently Asked Questions

How fast can I get the cooler fixed?

Funding can arrive in as little as 24 hours for qualified businesses, so you can schedule the repair tech quickly.

Can I use repair funding to replace product that spoiled?

Yes. Owners often cover restocking alongside the repair itself.

Do I need a repair quote to apply?

A quote helps you request the right amount, but our decision is based mainly on your bank statements.

Does applying affect my credit?

We start with a soft credit pull, so exploring your options does not begin with a hard inquiry.

What if my credit is not great?

FICO scores from 500 are considered, along with your store's deposit history.

Should I repair or replace an old cooler?

Ask your refrigeration tech how much life the unit has left and what it costs to run. If repairs keep stacking up on an aging compressor, replacement through equipment financing may cost less over time than another patch.

Walk-in cooler $21,000.00
POS terminals $8,500.00
Camera system $12,500.00
Cooler doors $16,000.00

Example uses for illustration only.

How to improve your chances

A little upkeep lowers repair bills and strengthens your next application.

  • Schedule refrigeration maintenance twice a year
  • Log temperature readings for your walk-in
  • Keep equipment service records in one folder
  • Deposit revenue consistently into your business account

Repair funding vs. a bank

Merchant Fund Express
Traditional bank loans
Application
About 5 minutes
Days of paperwork
Tax returns
Not required
Usually required
Speed
As little as 24 hours if qualified
Several weeks
Credit
FICO 500+ considered
Tight requirements
Credit check
Soft pull to start
Hard pull at the start

Get your equipment back in service

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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