Draw for fuel, materials and repairs as the season unfolds. Repay what you use and draw again. Apply in about 5 minutes.
Get My LineLandscaping Line of Credit
Landscaping expenses rarely arrive on schedule. A line of credit gives you room to cover them as they come without borrowing more than you need.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of bank statements and a 5-minute application. No tax returns. Funding in as little as 24 hours if qualified.
FICO 500+ considered. Steady deposits from your jobs count in your favor.
Your offer lists the full repayment amount up front. No surprise costs after you sign.
The repayment schedule is laid out in your offer so you can plan around peak and slow months.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A landscaping season is a string of small, unpredictable expenses. A pallet of pavers for a patio job on Monday. A blown hydraulic line on the skid steer Wednesday. Extra fuel when a dry summer means more watering runs. A line of credit fits that pattern: you draw what you need when you need it, and you are not carrying a large lump sum you haven't put to work.
We set a credit limit based mainly on your deposits and existing obligations. You draw against it as jobs and costs come up. As you repay, that room becomes available again. Your offer explains the full repayment amount and schedule before you accept, so there is nothing to guess about.
Getting started takes a 5-minute application, about three months of business bank statements and a soft credit pull. No tax returns are needed.
For bigger repairs, see landscaping equipment repair funding. For materials, landscaping inventory funding goes deeper.
A line works best for repeated, smaller needs. If you need one large sum for a specific purpose, working capital for landscaping or equipment financing may fit better. We can help you compare once we see your statements.
A line is easiest to manage when draws match specific jobs. Draw for the pavers on a patio project, then repay as that customer pays. Treating each draw like a small project keeps the balance from creeping up through the season and leaves room for the surprise repair that always comes in August.
Established landscaping companies with steady deposits, from solo owner-operators to multi-crew outfits. FICO scores from 500 are considered, and sole proprietors can apply. Funding ranges from $25,000 to $5,000,000, and qualified businesses can be funded in as little as 24 hours. Apply in about 5 minutes.
Yes. You draw against your limit as needs come up, and as you repay, the room becomes available again.
Many landscapers like it because expenses arrive unevenly. Review the repayment schedule in your offer against your slower months.
A short application and about three months of business bank statements. No tax returns.
We start with a soft credit pull, which does not impact your score like a hard inquiry.
FICO scores from 500 are considered, alongside your deposit history.
Example uses for illustration only.
Four steps that help us set the right line for you.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding