Merchant Fund Express
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Equipment Repair Funding for Moving Companies

Get the box truck, liftgate or warehouse forklift fixed now so booked moves stay on schedule. Funding in as little as 24 hours for qualified movers.

Fund the Repair

Truck and Equipment Repair

Get the truck back before the next booked move

Shop bills come due before the keys come back. Working capital covers the repair so your crews keep working and your customers keep their dates.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Repair funding that keeps you rolling

Fast, minimal paperwork

5-minute application, about three months of statements, no tax returns. Funding in as little as 24 hours for qualified businesses.

Flexible credit review

FICO 500+ considered. Your job deposits matter, and we start with a soft pull.

Cost shown before you sign

Your offer includes the full repayment amount. No surprise costs after you sign.

Repayment laid out

The repayment schedule is in your offer up front, so the repair fits into your plans.

Payroll before sales come in?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

One truck down can wreck a whole weekend

Moving runs on a tight schedule. When a box truck's transmission goes, a liftgate stops lifting or the warehouse forklift needs a new mast, you are suddenly juggling customers who already took the day off and packed their whole house. Renting a replacement truck on short notice in peak season can cost as much as the repair, if you can find one.

Shop bills on commercial trucks add up quickly, and most shops want payment before the keys come back. Waiting until the next batch of job payments clears means turning down work in the meantime.

Repairs movers commonly fund

Fix it or finance a replacement

If a truck has been in the shop repeatedly and the repair quote is closing in on its value, a replacement may make more sense. Equipment financing for moving companies is built for buying trucks and gear. For a one-time repair on an otherwise solid vehicle, working capital gets it back on the road faster.

Either way, get a written estimate from your shop first. It turns a guess into a specific request.

Count the downtime too

For illustration: a truck out for a week in peak season might mean rescheduled jobs, a rental truck and idle crew hours. Add those costs to the shop estimate so the request covers the whole problem, not just the parts and labor.

Applying with us

A 5-minute application and about three months of business bank statements. No tax returns. We start with a soft credit pull and consider FICO 500+. Decisions move quickly, and funding can arrive in as little as 24 hours for qualified businesses.

Your offer shows the full repayment amount and the repayment schedule before you accept, so you know what the repair really costs before you sign. We work with movers focused on local and regional moves. Apply here with your repair quote handy.

Frequently Asked Questions

Can I fund a transmission or engine repair?

Yes. Major mechanical repairs on box trucks and moving vans are a common use of working capital.

Do I need the truck as collateral?

Working capital is based mainly on your deposit history. Equipment financing for a replacement truck works differently.

How fast can I pay the shop?

Funding can arrive in as little as 24 hours for qualified businesses after approval.

What if I have only one or two trucks?

Smaller operators and sole proprietors can apply. We look at deposits, not fleet size.

Should I repair or replace?

If repeat repairs are approaching the truck's value, compare against equipment financing. Otherwise a repair is often the faster fix.

Transmission $9,800.00
Liftgate repair $4,200.00
Forklift mast $7,600.00
Brakes and tires $5,500.00

Example uses for illustration only.

How to improve your chances

A few habits make repair funding faster and cheaper over time.

  • Keep maintenance logs for every truck
  • Get written repair estimates before applying
  • Rotate trucks to spread wear evenly
  • Deposit all job revenue into one business account

Repair funding: us vs. a bank

Merchant Fund Express
Traditional bank loans
Turnaround
As little as 24 hours if qualified
Weeks
Documents
About three months of statements
Tax returns, financials
Credit
FICO 500+ considered
Higher scores expected
Credit check
Soft pull to start
Hard pull
Small fleets
Sole proprietors can apply
Often a tougher fit

Get your truck back on the road

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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