Merchant Fund Express
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Equipment Repair Funding for Machine Shops

Pay for the spindle rebuild, control repair or service call now, and get your machine back to cutting parts with funding in as little as 24 hours if qualified.

Fix My Machine

Machine Shop Repair Funding

Get the spindle turning before the schedule slips

A down machine backs up every job behind it. Repair funding covers parts and service so material and payroll money stays where it belongs.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Repair cash without the runaround

Speed and simple paperwork

About 5 minutes to apply and roughly three months of bank statements. No tax returns required.

Credit flexibility

FICO 500+ considered. Steady shop deposits count in your favor.

Full cost shown up front

The total repayment amount is in your offer before you accept, so there are no surprise costs after you sign.

A schedule you know in advance

Your repayment schedule is laid out in the offer up front, before anything is final.

Need capital this week?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

One down machine can back up the whole schedule

A crashed spindle on your main horizontal, a ball screw that has worn past tolerance, a control that throws the same alarm every morning, or a compressor that cannot keep pressure. In a machine shop, one failure can push every job that runs through that cell. Late parts mean unhappy customers and, sometimes, lost programs.

Equipment repair funding for machine shops covers the rebuild, the parts and the service tech so you can get the machine cutting again without pulling cash meant for payroll and material.

Common repairs shops fund

Repair or replace?

Sometimes the repair quote is close to the price of a newer used machine. When that happens, compare both paths. Working capital or a merchant cash advance typically fits repairs and rebuilds. If replacing the machine makes more sense, equipment financing is built for that purchase.

Think about how many hours a week the machine runs, what the repair history looks like, and whether a replacement would open up new work.

What we need from you

The application takes about 5 minutes and starts with a soft credit pull. We ask for about three months of business bank statements, and no tax returns are required. FICO scores from 500 are considered, and sole proprietors can apply. Having the repair quote on hand helps you request the right amount.

Clear numbers, then a decision

Your offer shows the total amount you will repay and the repayment schedule before you accept. Qualified shops can be funded in as little as 24 hours, which helps when a service tech is ready to come out. Apply now to get the machine back in production.

Frequently Asked Questions

Can I use repair funding for expedited parts?

Yes. Rush shipping, after-hours service and the parts themselves are common uses for repair funding.

Do I need an invoice from the repair company first?

A quote helps you ask for the right amount, but your offer is sized mainly on your shop's deposits and existing obligations.

Should I repair or replace an older CNC machine?

It depends on the repair cost, the machine's hours and history, and the work it supports. If replacement wins, equipment financing may be a better fit than a repair-focused product.

How fast can I get the funds?

Qualified shops can be funded in as little as 24 hours after approval and signing.

Does applying affect my credit?

We begin with a soft credit pull, which does not affect your credit score.

Spindle rebuild $28,000.00
Ball screw repair $9,000.00
Control retrofit $45,000.00
Compressor repair $7,500.00

Example uses for illustration only.

How to improve your chances

These habits help shops cut repair surprises.

  • Log machine hours and alarms for each cell
  • Schedule preventive maintenance on key machines
  • Keep spare parts for high-wear components
  • Get repair quotes from more than one service shop

Repair funding vs. waiting on a bank

Merchant Fund Express
Traditional bank loans
Time to cash
As little as 24 hours if qualified
Weeks while machine sits
Paperwork
About 3 months of statements
Full financial package
Credit
FICO 500+ considered
Higher bar
Credit check to start
Soft pull
Hard pull
Cost disclosure
Full repayment before you accept
Fees may surface later

Get back to making chips

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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