Carry winter overhead, keep your best crew and stock up for spring. Funding from $25,000 with about three months of bank statements.
See My OptionsLandscaping Working Capital
Landscaping cash flow rises and falls with the weather. Working capital sized to your deposits keeps the business steady between peaks.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. No tax returns. Qualified companies funded in as little as 24 hours.
FICO 500+ considered. We weigh consistent job deposits alongside credit.
Your offer shows the full repayment amount up front. No surprise costs after you sign.
The repayment schedule is laid out in your offer before you accept.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
When the grass stops growing, the costs don't. Truck payments, insurance, shop rent and the wages of the foreman you want to keep through winter all keep coming. Then in early spring, you need to buy materials and rehire before the first invoices go out. For a landscaping company, working capital is the cushion that carries the business from one season to the next.
We provide a lump sum of business funding from $25,000 to $5,000,000. The amount depends mainly on your deposits and what you already owe. Before you accept, your offer shows the full repayment amount and the repayment schedule, so you can see how it lines up with your seasonal cash flow.
The process is short:
Keep key people on payroll and cover fixed costs so you are not rebuilding the crew every March. Our landscaping slow season funding page covers this in more depth.
Stock up on mulch, seed, fertilizer, stone and plant material while suppliers have inventory.
Add a second crew, a new service line like irrigation or lighting, or a new service area. See landscaping expansion funding.
We focus on established landscaping businesses with steady deposits. Because the industry is seasonal, we look at your statements in context rather than penalizing a quiet January. FICO scores from 500 are considered, and sole proprietors, including owner-operators running a single crew, can apply. To see the factors in detail, read how landscaping companies qualify.
The best time to line up working capital is before you need it, ideally a few weeks ahead of your busy season. That way materials are bought, crews are hired and equipment is ready when the phone starts ringing. Our landscaping cash flow guide has more ideas. When you're ready, apply in about 5 minutes.
Yes. Many landscapers apply in winter to prepare for spring. We review your full deposit pattern, not just the current month.
From $25,000 to $5,000,000, depending mainly on deposits and existing obligations.
No. We work from about three months of business bank statements.
Yes. Sole proprietors and owner-operators can apply if the business has steady deposits.
Decisions move quickly, and qualified businesses can be funded in as little as 24 hours.
Example uses for illustration only.
Simple moves that strengthen a landscaper's application.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding