Merchant Fund Express
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Funding for a Big Contract for Your Food Truck

Say yes to the festival, campus or corporate deal. Get $25,000 to $5,000,000 to cover product, crew and fees before the organizer pays.

See My Options

Food Truck Contract Funding

Cover the up-front costs a big booking brings

Large contracts pay well but rarely pay first. We help food truck owners fund the stock, staff and fees that come before the first check.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Built for trucks taking on bigger work

Fast decisions, light paperwork

A 5-minute application and about three months of bank statements. Funding in as little as 24 hours for qualified businesses.

Credit history is not the whole story

FICO 500+ is considered. Your truck's recent deposits carry real weight in the review.

Know the full cost first

Your offer shows the full repayment amount before you accept. No surprise costs after you sign.

Repayment you can plan around

The repayment schedule is laid out in your offer up front, so you can match it to the contract calendar.

Waiting on deposits to land?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

When the big booking costs money before it makes money

A season-long festival slot, a corporate campus lunch rotation, or a stadium vendor agreement can change the year for a food truck. The catch is that most of these deals ask you to spend first. You buy product in bulk, add staff, pay booth or commissary fees, and sometimes add a second unit, all before the organizer settles up. We provide funding for a big contract for food trucks so that gap does not force you to turn the booking down.

What owners usually cover with contract funding

Sizing the request to the contract

Start with the contract itself. Add up what you must spend before the first payment arrives, then look at how long you wait between serving and getting paid. That number, not the full contract value, is usually the right ask. Funders look mostly at your recent deposits and any existing obligations, so a truck with steady card and cash deposits has a clearer picture to show. For illustration, a truck with a three-weekend festival might need product, two temporary staff and a fee deposit, while a daily campus contract might call for a second unit and a larger cold storage setup.

Which product fits a contract

One-time spend tied to a single event often suits working capital for food trucks. If you expect a run of contracts through the season, a business line of credit lets you draw only what each booking needs. Trucks with heavy card volume sometimes prefer a merchant cash advance where repayment ties to sales. We explain the choices in plain terms before you decide.

How to apply

The application takes about 5 minutes and starts with a soft credit pull. Send about three months of business bank statements; no tax returns are required. FICO 500+ is considered, and sole proprietors can apply. Funding can arrive in as little as 24 hours for qualified businesses, which matters when the organizer wants your deposit this week.

Frequently Asked Questions

Do I need the signed contract to apply?

It helps to have it in hand so you can size the request, but the review looks mainly at your bank deposits and current obligations.

Can I use the funds for a second food truck?

Yes. Many owners add a unit or trailer for a large booking. Equipment financing is often a good match for that purchase.

My truck is seasonal. Can I still apply?

Yes. Funders understand seasonal deposit patterns. Steady deposits during your active months give them a clear picture.

Will applying hurt my credit?

We start with a soft credit pull, so checking your options does not begin with a hard inquiry.

How fast can the money arrive?

Funding can arrive in as little as 24 hours for qualified businesses once the review is complete.

Bulk product $18,000.00
Second truck $65,000.00
Event crew $12,500.00
Vendor fees $6,000.00

Example uses for illustration only.

How to improve your chances

A few steps make a contract request easier to review.

  • Keep event and daily sales in one business account
  • Write down costs due before the first payment
  • Have the contract or booking email ready
  • Note any existing financing you are paying now

Contract funding with us vs. a bank

Merchant Fund Express
Traditional bank loans
Application
About 5 minutes
Long forms and meetings
Documents
About 3 months of statements
Tax returns, projections
Credit
FICO 500+ considered
Often higher scores
Timing
As little as 24 hours if qualified
Often several weeks
Mobile businesses
Food trucks welcome
May see trucks as higher risk

Ready to take the booking?

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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