Buy the materials, staff up and deliver the order, then get paid on the customer's schedule. 5-minute application.
Fund the ContractHardware Store Contract Funding
Builders and property managers pay on their terms. We help you cover materials and operations in between, with funding in as little as 24 hours for qualified stores.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of bank statements and a 5-minute application. No tax returns.
FICO 500+ is considered, with real weight on your deposit history.
Your offer shows the total repayment amount before you accept, with no surprise costs after you sign.
The schedule is laid out up front, so you can line it up with the customer's payment terms.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Landing a big supply contract is a win for a hardware store. A local builder wants all the fasteners, hardware and paint for a subdivision. A property management company needs maintenance supplies for dozens of buildings. A school or municipal buyer places a large order. The catch is timing: you buy the goods up front, deliver them, then wait for the customer to pay on their own terms.
Meanwhile your regular walk-in customers still expect full shelves, and your regular bills keep arriving.
We can provide working capital to purchase the materials, add delivery capacity and keep regular operations running while you wait on payment. Options include:
For a broader look at funding by product, see business lines of credit for hardware stores.
If the contract still makes sense after those answers, funding can carry you through the waiting period.
We look mainly at your current business bank deposits and existing obligations, using about three months of statements. No tax returns are required, the application takes about 5 minutes, and we start with a soft credit pull. FICO scores from 500 are considered and sole proprietors can apply. Qualified businesses can be funded in as little as 24 hours, and the full repayment amount and schedule appear in your offer before you accept. Apply now.
Our review is based mainly on your bank statements. Having the contract details handy helps you decide how much to request and when you can expect payment.
Materials, extra staff hours, delivery costs, a truck or trailer and regular store expenses during the wait for payment.
Funding ranges from $25,000 to $5,000,000, based mainly on your deposits and existing obligations.
Possibly, but be careful about stretching cash and staff too thin. Your offer will show the full repayment amount, so you can see how it fits.
Qualified businesses can be funded in as little as 24 hours, which helps when a buyer wants delivery soon.
They should not if you plan well. Funding can keep your normal stock levels steady while contract goods ship out, so walk-in shoppers still find what they came for.
Example uses for illustration only.
Good contract habits protect your margin.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding