Cover stock, staff, and season-opening costs while event and catering payments catch up. Five-minute application, no tax returns.
Get StartedWorking Capital
Your costs show up before your sales do. Working capital sized to your deposits helps you prep for the rush instead of scrambling through it.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A five-minute application and about three months of statements. Funding in as little as 24 hours if qualified.
FICO 500+ considered, with a soft pull to start.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is spelled out in the offer, so you can plan route by route.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
You pay for brisket, buns, propane, and staff before the first ticket prints. Festival organizers sometimes pay out weeks after the event. Catering clients pay on invoice. That gap between spending and collecting is what working capital for food trucks is meant to bridge.
We look at your business bank statements to understand the rhythm of your sales, then size an offer around what your deposits can comfortably carry.
Permit renewals, event booth fees, insurance, and a deep commissary order all land in early spring, often before the crowds return.
Hiring a second cook so you can run a lunch route and an evening event on the same day, or prepaying a large catering order.
A flat on the way to a booked gig or a failed compressor. Our food truck emergency funding guide walks through those scenarios.
No tax returns are required. Sole proprietors can apply. Offers range from $25,000 to $5,000,000 and depend mainly on deposit volume and existing obligations.
It is tempting to ask for the biggest number possible. A better approach is to list the real costs: the permit renewal, the two weeks of payroll before catering checks clear, the bulk order that gets you a better price from your supplier. Add a modest cushion and stop there. For illustration, a truck preparing for a summer festival run might total booth fees, extra staff hours, and inventory into one figure, then compare that figure to what a typical slow month brings in. Our food truck cash flow guide has more on mapping those swings. Borrowing what the business actually needs keeps repayment comfortable when the weather turns or a booked event gets canceled.
Your offer shows the full repayment amount and the repayment schedule before you accept. Compare it to your slowest month, not just your best festival weekend. If the numbers work, accept and qualified businesses can be funded in as little as 24 hours. Ready to see yours? Start the application.
Yes. Many operators use it to keep cooks and window staff paid while waiting on event or catering payouts.
Working capital can come in different structures. Your offer will explain exactly what it is, the total repayment amount, and the schedule.
Yes, if your business account shows steady deposits during your operating period. Be upfront about your season so the offer fits.
No. We review about three months of business bank statements instead.
Offers start at $25,000. The amount depends mainly on your deposits and existing obligations.
Example uses for illustration only.
These steps tend to help when you apply for working capital.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding