Draw what you need when a repair, booth fee, or bulk order pops up. About three months of statements and a soft pull to start.
See My LineBusiness Line of Credit
Food trucks deal with costs that arrive at random. A line of credit lets you handle each one as it lands, without reapplying every time.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application, about three months of bank statements, no tax returns.
FICO 500+ considered. Deposit history matters as much as the score.
Your offer shows the full repayment details before you accept. Nothing added after you sign.
The repayment schedule is in your offer, so draws never come with guesswork.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Some weeks the truck sells out by 1 p.m. Other weeks it rains on every booked event. A business line of credit for food trucks gives you a set amount you can draw from when a cost shows up, instead of taking one lump sum for a need you can't fully predict yet.
That makes it a natural fit for recurring, uneven expenses: a surprise tire, a last-minute festival slot that needs a booth fee paid today, or a supplier offering a discount on a bulk order of cups and clamshells.
| Question | Line of credit | Lump-sum funding |
|---|---|---|
| When you get funds | As you draw | All at once |
| Best for | Ongoing, uneven costs | One known purchase |
| Planning | Draw only what you need | Repay the full amount |
If you already know the exact purchase, our working capital for food trucks page may fit better. For a direct comparison with advances, see line of credit vs. merchant cash advance.
We review about three months of business bank statements to see how steady your deposits are. FICO 500+ is considered, and we start with a soft credit pull. No tax returns are required, and sole proprietors can apply.
Your line size depends mainly on deposit volume and any existing obligations. Trucks that run every card and cash sale through one account give us the clearest picture.
Used this way, a line works like a spare tank of fuel for the business. It sits there until you need it, and it does not tempt you into buying things the truck doesn't need.
The application takes about five minutes. Once you see your offer, including the full repayment terms and schedule, you decide. Qualified businesses can be funded in as little as 24 hours after acceptance.
Your offer explains how and when draws work. Many owners keep the line open specifically to handle off-season costs.
Your offer spells out all costs before you accept, so you'll know exactly how draws and repayment work for your line.
It depends on your needs. A line suits uneven, recurring costs. An advance suits a single, known need tied to strong card sales.
FICO 500 and up is considered, and we start with a soft pull.
Yes. Sole proprietors with steady business deposits can apply.
Example uses for illustration only.
Owners who manage a line well usually do a few things consistently.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding