Staff up, stock up and onboard new patients while the first payments under your new agreement are still on the way.
Cover the Ramp-UpHome Health Contract Funding
Large referral agreements bring work before they bring payments. We fund the gap based on the deposits your agency already generates.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application, bank statements only. Funding in as little as 24 hours for qualified agencies.
FICO 500+ considered. Steady payer deposits matter a great deal in our review.
Your offer shows the full repayment amount. No surprise costs are added once you accept.
The repayment schedule is laid out in the offer, so you can plan it against contract receipts.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A hospital system adds you to its preferred discharge list. A managed care plan or a senior living community signs an agreement that could double your weekly visits. That is the news every agency owner wants, and it brings an immediate cash problem: you need more aides, more nurses, and more supplies on day one, while the first payments under the new agreement may be weeks away.
Funding for a big contract for home health bridges that gap so you can say yes without turning patients away or missing payroll.
Hiring, credentialing and orientation all happen before new patients are seen, and payroll runs every week or two regardless.
Higher census means larger supply orders and possibly more devices for clinicians in the field.
Intake, scheduling and billing staff may need extra hours to handle the added volume cleanly.
We review about three months of business bank statements. Your existing deposit pattern shows us how the agency runs today, which is the base we size funding from. You can share the new agreement as context, but no tax returns are required.
FICO scores from 500 up are considered, sole proprietors can apply, and the five-minute application starts with a soft credit pull. Funding runs from $25,000 to $5,000,000, depending mainly on deposits and existing obligations.
For a defined ramp-up, working capital delivers one lump sum. If the contract will grow over several months, a business line of credit lets you draw as patient volume builds. Owners who want repayment to move with incoming deposits can look at revenue-based financing.
Read the full repayment amount and schedule in your offer, compare it to what the contract should bring in, and apply when you are ready.
It helps to know the scope and start date so you can request a sensible amount, but funding is sized mainly from your current bank deposits, not the contract itself.
Yes. Staffing ahead of new admissions is usually the biggest cost of taking on a large agreement, and working capital can be used for it.
Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
That is a reason to read the repayment schedule in your offer carefully and borrow for a realistic ramp, not a best case. A line of credit can also limit what you draw early.
Our review is based on your bank statements and application. We do not need to reach out to your contract partner to make a decision.
Example uses for illustration only.
Preparing these points helps you request an amount that fits the contract.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding