Add the oven, chiller or van that lets you take bigger events, without draining the cash you need for food and staff.
Finance My GearCatering Equipment Financing
Your equipment sets how many guests you can serve. Finance the next piece and keep operating cash free for events.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. No tax returns required.
FICO 500+ considered. Deposits and obligations count alongside your score. Sole proprietors can apply.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Your offer lays out the repayment schedule up front, so you can plan around events.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
There is a ceiling on how many guests your kitchen can serve, and it is usually set by equipment. One more combi oven, a blast chiller or a second refrigerated van can be the difference between turning down a big booking and taking it. The problem is that buying equipment outright pulls cash away from food orders, staff and rentals right when you need them most.
Equipment financing lets you spread the cost of a specific purchase over a repayment schedule you see before you accept, so your operating cash stays available for events.
If you need to fix something rather than replace it, see catering equipment repair funding.
Bring about three months of business bank statements and, if you have one, a quote from your vendor. The application takes about five minutes, starts with a soft credit pull, and does not require tax returns. FICO 500+ is considered, and sole proprietors can apply.
Funding ranges from $25,000 to $5,000,000 for established businesses with steady deposits. The amount depends mainly on your deposits and existing obligations. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
Many equipment purchases come with growth: a new commissary kitchen, a second event team, or a move into corporate meal programs. For those bigger moves, read catering expansion funding. To cover the extra staff and food that new capacity brings, pair equipment financing with working capital for catering or a line of credit.
Many caterers apply a few months before peak season so the new oven or van is installed, tested and familiar to the crew before the first big wedding. Applying while deposits are strong also gives a clearer picture of what the business can handle.
Your offer shows the full repayment amount and the repayment schedule before you accept. Compare that to the extra bookings the equipment lets you take. If the math works, apply in about five minutes.
Yes, catering vehicles like refrigerated vans are a common request. Share the details and a quote when you apply.
Used equipment is reviewed case by case. Tell us what it is, its condition and what it does for your business.
Yes. Many caterers combine an oven, warmers and smallwares into a single request. A vendor quote listing each item helps.
FICO 500+ is considered. Your deposits and existing obligations are weighed alongside your score.
No. We work from about three months of business bank statements.
Example uses for illustration only.
Preparing these items helps your equipment request move faster.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding