Add kitchen space, vehicles or a new event team so you stop turning down bookings you could have won.
Plan My GrowthCatering Growth Capital
If your calendar is full and your kitchen is maxed out, expansion capital funds the capacity that lets you say yes to more work.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Decisions move fast with minimal paperwork: bank statements instead of business plans or tax returns.
FICO 500+ is considered, and we start with a soft pull.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
The repayment schedule is laid out up front so you can test it against your ramp-up.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
When a catering company turns down events because the kitchen, the vans or the crew are maxed out, the next step is expansion. That might be a larger commissary kitchen, a second refrigerated vehicle, a preferred-vendor relationship at a new venue, or a drop-off and corporate lunch line that keeps the kitchen busy on weekdays.
Each of those costs money before it earns any.
For vehicles and kitchen gear, equipment financing for catering ties the funding to the asset. For buildout, hiring and launch costs, working capital for catering is usually the better fit.
We are built for established businesses with steady deposits. We review about three months of business bank statements, with no tax returns required. FICO scores of 500 and up are considered, and the process starts with a soft credit pull. Sole proprietors can apply. Funding ranges from $25,000 to $5,000,000, and the amount depends mainly on your deposits and existing obligations.
Answering these first helps you request the right amount and pick the right product, instead of borrowing for growth the business is not yet ready to absorb.
Expansion should pay for itself, but not on day one. Look at the full repayment amount and the schedule in your offer, both laid out before you accept, and ask whether today's revenue can carry the payments while the new capacity ramps up. Phasing a project, such as adding the van first and the kitchen later, can keep that comfortable. Apply in about 5 minutes to see your options.
Working capital can be used for buildout costs. The amount you qualify for depends on your current deposits and existing obligations.
Equipment financing fits vehicles and kitchen gear. Working capital fits hiring, buildout and launch costs. Many expansions use a mix.
No. We review about three months of business bank statements rather than projections or tax returns.
Decisions move fast, and qualified businesses can be funded in as little as 24 hours.
A soft credit pull is used to start and does not affect your score the way a hard inquiry can.
Yes. Some caterers use equipment financing for a van or kitchen gear and working capital for hiring and launch costs.
Example uses for illustration only.
Strong expansion requests usually share a few traits.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding