Merchant Fund Express
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Equipment Financing for Cleaning Businesses

Finance scrubbers, extractors, pressure washers and service vans without draining operating cash. Apply in about 5 minutes.

Finance Equipment

Cleaning Equipment Financing

The right machine can change which jobs you win

Larger floors, carpet contracts and disinfection work all need the right equipment. Spread the cost so your cash stays available for crews and supplies.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Equipment funding without the bank runaround

Quick application, few documents

About 5 minutes to apply and three months of bank statements. Qualified businesses can be funded in as little as 24 hours.

Flexible on credit

FICO 500+ is considered. Your deposit history matters as much as your score.

Full repayment amount up front

Every offer shows the total repayment amount before you accept, with no surprise costs after signing.

A payment plan you can map

Your repayment schedule is laid out in the offer up front, so you can match it to contract income.

Cash flow tight this month?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Better machines, bigger contracts

In commercial cleaning, the equipment often decides which jobs you can bid. A ride-on scrubber turns a warehouse floor from an all-night job into a few hours. A truck-mounted carpet extractor opens up hotel and office work. Pressure washers, HEPA vacuums, electrostatic sprayers and a second van all expand what your crews can promise. Equipment financing lets you spread the cost of those purchases instead of draining operating cash in one go.

Equipment cleaning companies commonly finance

If a machine you already own broke down and you need it running fast, our cleaning equipment repair funding page may be the better starting point.

How the review works

We look at about three months of business bank statements to understand your deposit pattern and existing obligations. You do not need tax returns. The application takes about 5 minutes, starts with a soft credit pull, and FICO 500+ is considered. Funding runs from $25,000 to $5,000,000, and qualified businesses can be funded in as little as 24 hours.

It helps to have a quote or invoice from the equipment seller handy, along with a short note on which contract or service line the machine supports.

Matching the purchase to the work

Before you buy, think about how quickly the machine pays for itself. A scrubber that lets one crew finish two buildings a night changes your labor math right away. A specialty unit for occasional jobs may be worth it only if those jobs are steady. Your offer lays out the full repayment amount and schedule before you accept, so you can compare it against the labor hours or new revenue the equipment brings in.

Growing into a new service line entirely? See cleaning expansion funding. Otherwise, apply here.

Also think about maintenance. Batteries, squeegees, pads and hoses wear out, and a machine sitting idle while you wait on parts costs you labor hours. Budget for upkeep alongside the purchase itself.

Finally, train the crew. A new machine only saves time when the people running it know how to use it well.

Frequently Asked Questions

Can I finance used cleaning equipment?

Tell us what you are buying and from whom. Used machines from reputable sellers can be part of a request, and we will review it alongside your deposit history.

Do I need a big down payment?

Each offer is different. Your offer lays out what is required and the full repayment amount before you accept.

Can I finance a work van?

Service vehicles that support your cleaning routes are a common request. Include the quote with your application.

What do I need to apply?

About three months of business bank statements and a 5-minute application. No tax returns are required.

Is my credit score a deal breaker?

FICO 500+ is considered. Credit is weighed together with your deposits and current obligations.

Auto scrubber $28,000.00
Carpet extractor $42,000.00
Pressure wash rig $16,500.00
Service van $55,000.00

Example uses for illustration only.

How to improve your chances

A little preparation helps an equipment request move smoothly.

  • Get a written quote from the equipment seller
  • Note which contract or service the machine supports
  • Keep deposits flowing through one business account
  • Estimate labor hours the machine will save each week

Our equipment financing vs. a bank

Merchant Fund Express
Traditional bank loans
Paperwork
Bank statements plus a quote
Tax returns, financials, appraisals
Credit
FICO 500+ considered
Strong credit usually expected
Application
About 5 minutes
Lengthy loan packages
Speed
As little as 24 hours if qualified
Several weeks is common
First credit check
Soft pull to start
Often a hard pull

Get the machine that wins the next bid

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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