Put the machines you keep renting on your own yard. Three months of bank statements, a 5-minute application, and funding in as little as 24 hours for qualified businesses.
Price My EquipmentConstruction Equipment Financing
From mini excavators to work trucks, we review your deposits and the equipment you need, then lay out the full cost before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of bank statements and a 5-minute application. No tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. We start with a soft pull and weigh your job deposits and payment history.
Your offer states the full repayment amount before you accept. No surprise costs appear after you sign.
The repayment schedule is in your offer from the start, so you can factor it into your job costing.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Every contractor knows the math on rented equipment. Rent a skid steer or mini excavator for a few weeks and it feels cheap. Rent it for a full season and you have paid for a big piece of the machine without owning any of it. Equipment financing for construction lets you put that machine on your own yard and spread the cost over time, so the gear earns while you pay for it.
We help established construction businesses finance the equipment they rely on: earthmoving machines, work trucks, trailers, aerial lifts, compactors, generators, concrete tools and the smaller items that add up fast.
Banks often want two years of tax returns, a detailed equipment quote and weeks of back-and-forth. Our review is built around how your business actually runs. We look at about three months of business bank statements to see your deposits, draws from general contractors and the rhythm of your jobs.
Funding ranges from $25,000 to $5,000,000, and funding can arrive in as little as 24 hours for qualified businesses.
Not every equipment need is planned. A hydraulic failure in the middle of a pour week is a different problem than adding a second dump truck for a bigger contract. Both can be financed. If a machine is down and needs work rather than replacement, our construction equipment repair funding page covers that situation. If the new equipment is tied to growth, see construction expansion funding.
The amount depends mainly on your deposits and what you already owe, along with the cost of the machine. For illustration, a site prep contractor adding a compact track loader might bring the dealer quote, three months of statements showing regular draws, and a list of current equipment payments. That gives us what we need to put together a clear offer.
Equipment financing fits best when the money goes into a specific asset. When the need is broader, like covering materials and labor while you wait on a progress payment, working capital for construction or a business line of credit for construction may suit you better. Tell us what you are trying to buy and we will point you toward the structure that fits. When you are ready, start your application.
Excavators, skid steers, loaders, dump trucks, trailers, lifts, compactors, generators and specialty tools are all common requests. Tell us the item and we will review it.
Used equipment is often requested by contractors. We review the request along with your bank statements and the details of the machine.
No. We work from about three months of business bank statements and a 5-minute application.
Your offer shows the full repayment amount and the payment schedule before you accept. Nothing is added after you sign.
Yes. Sole proprietors can apply. We look at the deposits running through your business account.
Example uses for illustration only.
A little prep makes a construction equipment request easier to review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding