Draw for each event as it comes, repay as clients pay, and draw again. A flexible line built for the ups and downs of catering.
Open My LineCatering Line of Credit
Catering costs change with every booking. A revolving line lets you cover each event without reapplying every time.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. No tax returns required.
FICO 500+ considered. Deposits count heavily, and sole proprietors can apply.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in your offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
One week it is a 40-person office lunch. The next it is a 300-guest wedding with a raw bar, a tent rental and a dozen extra servers. Catering costs do not arrive in neat, equal monthly amounts, and neither does the money clients pay you. That mismatch is exactly what a business line of credit is designed for.
With a line, you get access to a set amount. You draw what an event requires, repay it, and the available balance is there again for the next booking. No reapplying every time a big job lands.
Here is a simple way to think about it:
Still deciding? Our line of credit vs. merchant cash advance comparison for caterers goes deeper.
For illustration only: a caterer has a line in place before May. They draw for a large graduation order, repay as client invoices clear, then draw again for two June weddings that need extra staff and rentals. By August, the balance is back down, and the line is there for holiday party season. Actual amounts and structure depend on deposits and existing obligations.
The application takes about five minutes. We review about three months of business bank statements and start with a soft credit pull. No tax returns are required, FICO 500+ is considered, and sole proprietors can apply. Funding ranges from $25,000 to $5,000,000 for established businesses with steady deposits, and decisions move fast, with funding in as little as 24 hours for qualified businesses.
Your offer shows the full repayment amount and schedule before you accept. Apply for a catering line of credit.
Many caterers see bookings thin out after the holidays. Setting up a line before that stretch, while deposits are strong, can make the slow months easier to manage. Our slow season funding page and catering emergency funding page cover more ways to prepare.
Yes. That is how many caterers use it. Draw for the event costs, repay as payments come in, and draw again when the next booking needs it.
We focus on your business deposits and existing obligations. Established catering businesses with steady deposits can apply, including sole proprietors.
FICO 500+ is considered. We look at your score alongside your deposit history.
Your offer lays out the full repayment amount and schedule before you accept, so there are no surprises after you sign.
Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
Example uses for illustration only.
These steps make it easier to qualify for a stronger catering line.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding