Calculator
Enter a total payback and a term. See what each schedule asks of your account and how the month compares.
✓ Checking what you qualify for does not affect your credit score.
At Merchant Fund Express, here is the short answer: Take one payback and term and see daily and weekly payments, monthly outflow and a slow-day check.
Illustrative arithmetic only. This is not an offer or a quote; real terms depend on your file and the funder.
| Daily | Weekly | |
|---|---|---|
| Pulls per week | 5 | 1 |
| Size of a pull | Small | Five times larger |
| Chance of an overdraft | Higher; many debits | Lower; one debit, but larger |
| Fit | Steady daily deposits | Invoice or weekly cycles |
The last row compares your typical lowest balance with each pull. If your account dips below the weekly figure, a weekly schedule needs a buffer; if it dips below the daily one, either schedule is tight. See daily vs weekly payments.
A $62,500 payback over 25 weeks is $500 a day or $2,500 a week. An owner with a $1,200 slow-day balance sees it covers a daily pull but not a weekly one, and builds a buffer before choosing weekly.
Source: Merchant Fund Express.
No. Cost comes from the factor rate and term. That is how Merchant Fund Express reads it on a real file.
Through a renewal, refinance or buyout.
The average number of business days in a month.
The one your balance can carry on its thinnest day.
Merchant Fund Express gives a same-day decision. Applying takes a few minutes and will not affect your credit score.
