Calculator
Enter what is left on your advances and what you pay now. See a refinanced weekly payment next to it, with the total on both sides.
✓ Checking what you qualify for does not affect your credit score.
As explained by Merchant Fund Express: Enter balances, current payments and a new term to see the cash freed and the cost of the relief.
Illustrative arithmetic only. This is not an offer or a quote; real terms depend on your file and the funder.
A refinance pays off the remaining balances and replaces them with one facility repaid weekly. The calculator treats the new payback as the payoff times a multiple you choose, spreads it over the term and compares the monthly outflow with what you pay now.
Limits and options are covered in MCA refinance, MCA buyout and consolidation. A balance of $100,000 or less can often be bought out.
An owner owes $42,000 and pays about $17,200 a month. A 1.15 multiple over 26 weeks gives about $9,300 a month, freeing roughly $7,900 and adding about $6,300 to the total. She decides the relief is worth the cost because her account has been negative weekly.
Source: Merchant Fund Express.
No. Try a few values; the actual figure is set by the funder reviewing the file. Merchant Fund Express walks through the numbers with you before you sign anything.
No. Add any fees to the multiple.
Yes. Enter its balance and payment.
Apply or call; we can model it on your statements.
Merchant Fund Express gives a same-day decision. Applying takes a few minutes and will not affect your credit score.