Merchant Fund Express
(305) 384-8391Apply

Big Contract Funding for Cleaning Companies

Staff, equip and supply a large janitorial contract before the first invoice is paid. Apply in about five minutes with bank statements.

Fund the Contract

Contract Funding for Cleaners

Staff the new site from day one

Large clients often pay 30 to 60 days after service starts. We fund established cleaning companies from $25,000 to bridge that gap, with full costs shown before you accept.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Funding that keeps up with a start date

Speed and simplicity

Five-minute application, about three months of statements, and funding in as little as 24 hours for qualified companies.

Credit considered fairly

FICO 500 and up is considered. Existing client deposits carry real weight.

Costs you can see

Your offer shows the full repayment amount before you accept, with no surprise costs after signing.

Repayment mapped out

The schedule is laid out in your offer up front, so you can line it up with the client's payment terms.

Ready to see your numbers?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

The contract you wanted just landed. Now what?

A hospital wing, a school district, a corporate campus, a property management portfolio. Big janitorial contracts can double a cleaning company's revenue. They also usually start on a fixed date, with a full crew expected on site from day one, and the first payment arriving 30, 45 or even 60 days after the first month of service. That is two or three payroll cycles, plus equipment and supplies, before any money comes back.

We help established cleaning companies cover that startup stretch so they can take the contract without starving their existing accounts.

Typical startup costs on a large contract

How to size the request

The amount we can offer depends mainly on your current deposits and existing obligations, not on the contract's value. For illustration, a company winning a contract worth several times its current monthly revenue might request enough to cover the first two months of added payroll plus equipment, rather than trying to fund the full year. Once the client's payments start arriving, the contract largely pays for itself. Keep your current accounts staffed during the ramp, since losing an existing client while chasing a new one undoes the gain.

Matching the product to the contract

Working capital covers a defined startup budget with one schedule. A business line of credit works well when startup costs come in waves or when you expect more contracts. Large equipment needs may fit equipment financing for cleaners. Our payroll funding for cleaning companies page goes deeper on bridging wage gaps.

Fast enough for a start date

Contract start dates do not move, so timing matters. The five-minute application starts with a soft credit pull, and we review about three months of business bank statements. FICO 500 and up is considered, no tax returns are required, and sole proprietors can apply. Qualified companies can be funded in as little as 24 hours. Your offer shows the full repayment amount and schedule before you accept.

Frequently Asked Questions

Do I need to show the signed contract?

It is not required to apply. Having it nearby helps you plan the amount and match repayment to the client's payment cycle.

Can the new contract raise my funding amount?

Offers are based mainly on existing deposits and obligations. As contract payments land in your account, they strengthen future statements.

What if the client pays on net 60?

That is common with large facilities. Size the request to cover wages and costs until the first payment clears.

Can I use funds for equipment the client requires?

Yes. Contract funding can cover machines, carts and supplies. Larger equipment purchases may fit equipment financing better.

How soon can I get the money?

Qualified companies can be funded in as little as 24 hours after a five-minute application.

New crew wages $55,000.00
Floor machines $18,000.00
Site supplies $9,500.00
Uniforms and badges $4,000.00

Example uses for illustration only.

How to improve your chances

A few habits help a cleaning company take on big contracts with confidence.

  • Confirm the client's invoice terms before the start date
  • Budget the first two months of added payroll
  • Invoice on day one of each billing cycle
  • Keep existing accounts fully staffed during the ramp

Contract startup funding: us vs. a bank

Merchant Fund Express
Traditional bank loans
Time to apply
About 5 minutes
Days to weeks
Documents
About 3 months of statements
Tax returns, financials, contract
Credit
FICO 500+ considered
Strict cutoffs common
Speed
As little as 24 hours if qualified
Often misses start dates
Credit check
Soft pull to start
Hard pull up front

Take the contract and staff it right

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
Apply NowCall