Say yes to the office account, the wholesale deal or the festival booth. Funding from $25,000 to cover supplies, staff and gear before the client pays.
Fund My ContractCoffee Shop Contract Funding
Corporate and event clients often pay on net terms. We help you cover beans, staff and equipment in the meantime, based on how your café already deposits.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO scores from 500 are considered. Your deposit history matters most.
The full repayment amount is in your offer before you accept, with no surprise costs after you sign.
The repayment schedule is spelled out up front so you can line it up with when the client pays.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A tech campus wants your coffee in every break room. A hotel group asks you to supply its lobby bar. A three-day music festival offers you the main coffee booth. Each one could change your year, and each one needs cash before it pays: extra beans, a mobile espresso cart, more staff, packaging, sometimes a delivery vehicle. Funding for a big contract for coffee shops covers that front-loaded spend so you can say yes.
| Contract type | Typical up-front costs |
|---|---|
| Office or campus coffee service | Brewers, grinders, delivery runs, bulk beans |
| Wholesale to restaurants or hotels | Roasting capacity, bags, labels, a delivery vehicle |
| Festival or event booth | Mobile cart, generator, extra baristas, cups |
| Recurring catering | Airpots, carriers, pastry orders, staff hours |
Big buyers often pay on net terms, or after the event. Meanwhile your roaster, your staff and your landlord want to be paid on the usual schedule. That gap is what sinks good contracts. Working capital covers it in one lump sum; a line of credit works if the contract has several delivery waves. If you need equipment such as a mobile cart, equipment financing keeps that cost separate.
Your offer depends mainly on your existing deposits and obligations, not on the contract value itself. The full repayment amount and the schedule are shown before you accept.
The application takes about 5 minutes. Have roughly three months of business bank statements ready; tax returns are not required. We start with a soft credit pull and consider FICO scores from 500. Sole proprietors can apply too. Qualified businesses can be funded in as little as 24 hours. Apply now.
The contract helps show what the money is for, but offers are based mainly on your current deposits and existing obligations.
That gap is a common reason coffee shops use contract funding. Pick a repayment schedule that you can carry until the client pays, and review it in your offer before accepting.
Yes. Staffing, supplies, equipment and transport are all typical uses for contract work.
You can still apply. Many owners apply as soon as negotiations look serious so the money is ready when the deal closes.
No. FICO scores from 500 are considered, and the strength of your deposits carries real weight in the decision.
Yes. Coffee trucks, kiosks and carts with steady deposits can apply. Event and catering contracts are a common reason mobile operators reach out, especially when a festival season stacks several bookings in a row and each one needs supplies, fuel and staff paid before the organizer settles up. Sole proprietors are welcome to apply as well.
Example uses for illustration only.
A few habits make contract funding simpler to approve and easier to repay.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding