Merchant Fund Express
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Funding for a Big Contract for Convenience Stores

Job site coffee, event ice, fleet accounts. When a large order lands, get funds from $25,000 to buy product and staff up before you get paid.

Take the Order

C-Store Big Orders

Say yes to the big order without draining the register

Large orders mean buying first and getting paid later. We size funding to your store's deposits so you can fill the order and keep the doors open.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Contract cash on a store owner's timeline

Decisions that keep up

Apply in 5 minutes with about three months of statements. Qualified stores can be funded in as little as 24 hours.

Credit is one factor

FICO 500+ considered, beginning with a soft pull. Steady deposits carry weight.

Every cost on the table

The full repayment amount appears in your offer before you accept. No surprise costs after signing.

A repayment plan from day one

Your schedule is spelled out in the offer, so you can line it up with when the contract pays.

Waiting on deposits to land?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

When a big order lands at a small store

Convenience stores do not usually think of themselves as contract businesses, but big orders happen. A construction crew wants coffee, ice and breakfast delivered to a job site every morning. A local festival needs cases of water and ice for a weekend. A fleet operator sets up a house account for fuel and snacks. A school or sports league orders concessions in bulk.

These deals are good business, but you often have to buy the product, add staff hours and carry the cost before the customer pays. Funding for a big contract for convenience stores covers that gap.

What the money covers

Products that fit contract timing

Working capital is a clean fit for a single large order. If you expect repeat contracts, a business line of credit lets you draw for each one. Stores with strong daily card sales sometimes prefer a merchant cash advance. Whichever product you pick, the offer shows the total repayment amount and schedule before you agree.

How we evaluate the request

We look mainly at your store's deposits and existing obligations, not the contract alone. Send about three months of business bank statements; no tax returns are required. The application takes about 5 minutes and starts with a soft pull, FICO scores from 500 are considered, and qualified businesses can be funded in as little as 24 hours. Apply now so you can say yes to the order.

Making sure the order is worth taking

Before you commit, add up what the order really costs: product at your distributor price, extra labor, delivery fuel, any equipment you need to rent and the cost of funding itself. Compare that to what the customer will pay and when. A contract that pays in thirty or sixty days needs a cushion for that whole stretch. Get the terms in writing, including delivery times and who handles shortages. Big orders can build relationships that turn into steady repeat business, but only if the numbers work on the first one.

Frequently Asked Questions

Do you fund based on the contract itself?

The contract helps explain why you need the funds, but the amount is based mainly on your store's deposits and existing obligations.

What kinds of big orders do c-stores take on?

Job site coffee and breakfast service, event ice and water, fleet house accounts and bulk concessions are common examples.

Can I get funding for a one-time event order?

Yes. Funding starts at $25,000, so it tends to suit larger orders or several orders combined.

How quickly could I have funds?

Qualified businesses can be funded in as little as 24 hours, which helps when an order comes in on short notice.

What if my credit is not great?

FICO scores from 500 are considered. Funders weigh credit along with how steady your deposits are.

Bulk product $28,000.00
Event ice and water $8,500.00
Extra staff hours $14,000.00
Delivery van costs $19,000.00

Example uses for illustration only.

How to improve your chances

These steps help when funding a large order.

  • Get the order or agreement in writing
  • Price product, labor and delivery separately
  • Keep regular deposits steady during the job
  • Ask for what the order needs, not more

Big order funding: us vs. a bank

Merchant Fund Express
Traditional bank loans
Fits short notice
Fast decisions
Rarely
Docs to start
About 3 months of statements
Full financial package
Credit
FICO 500+ considered
Strong credit required
Funding time
As little as 24 hours if qualified
Several weeks
Repayment clarity
Schedule shown in offer
Varies

Fill the order with confidence

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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