Staff up and stock classrooms for a new employer or agency contract before the first payment clears. $25,000 to $5M, soft pull to start.
Fund My ContractDaycare Contract Funding
New seats mean new teachers, supplies and meals now, with contract payments arriving later. We fund that window based on your current deposits.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about 5 minutes with roughly three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered, and your deposit history counts heavily in the review.
The offer shows the full repayment amount before you accept, and nothing surprise is added after you sign.
Your repayment schedule is spelled out up front so you can line it up with contract payment timing.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Sometimes growth shows up as one signature: a hospital wants reserved seats for staff children, a school district contracts for wraparound care, or a local employer sponsors a block of enrollments. It is good news, but it usually means hiring teachers, buying supplies and sometimes adapting space weeks before the first contract payment lands. Funding for a big contract for daycare bridges that stretch.
Private tuition tends to arrive on a weekly or monthly rhythm. Contract and agency payments often arrive on a different schedule, sometimes after an invoicing and approval cycle. That lag is normal, but your staff still need to be paid on time. Our review focuses on the deposits you already have, so the contract itself is a reason for the request, not a requirement to prove.
If the costs are mostly upfront, working capital for daycare gives you a lump sum to staff up. If contract payments will be uneven, a business line of credit lets you draw only what you need between payments. Revenue-based financing is another option when you want repayment to track deposits. We will walk through which fits the contract you signed.
Start with our 5-minute application. We use a soft credit pull to begin and ask for about three months of business bank statements. No tax returns required. FICO 500+ is considered and sole proprietors can apply. Qualified businesses can be funded in as little as 24 hours, which matters when a contract start date is already on the calendar.
Take the contract start date, add a realistic delay for the first payment, and total the costs you carry until then. That is a sensible starting request. Your offer will show the full repayment amount and schedule before you accept, so you can check it against both the contract income and your regular tuition.
It can help explain the request, but our review centers on your existing bank deposits and obligations. The contract tells us why you need the funds.
Plan for that. Size the request to cover the realistic gap, and choose a repayment schedule from your offer that your current deposits can carry on their own.
Yes. Staffing up for added enrollment is one of the most common uses for contract funding.
Offers range from $25,000 to $5,000,000, based mainly on your deposits and existing obligations.
We start with a soft credit pull, which does not affect your score.
Some owners do: a lump sum to staff up before the start date, then a line of credit for the gaps between contract payments. We will show you what fits your deposits and the payment calendar in the contract you signed, so you are not carrying more than the contract and your tuition can support.
Example uses for illustration only.
Owners who prepare these items tend to have a smoother review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding