Cover staff, portable equipment and setup for a corporate wellness, team or partner agreement while you wait on the first payments.
Fund My ContractContract Funding for Chiropractors
A new agreement often means hiring and buying before the client pays. We fund established practices from $25,000, with costs and schedule shown before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application, about three months of statements, and funding in as little as 24 hours for qualified practices.
FICO 500 and up is considered. Consistent deposits from your existing practice carry weight.
The full repayment amount is in your offer before you accept, with no surprise costs after signing.
Your repayment schedule is set out in the offer, so you can line it up with the client's invoice cycle.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Some of the best growth a chiropractic practice sees comes from a single agreement: an employer that wants on-site care for its warehouse staff, a school or club that needs a team chiropractor, a gym that wants weekly sessions for members, or a physician group that starts sending a steady stream of referrals. These deals are good news. They also usually mean spending first and getting paid later.
You might need a portable table and travel kit, an extra doctor or assistant to cover the clinic while you are on site, scheduling software, and supplies for a larger patient load. Payment from the contracting organization may follow its own invoicing cycle, which can be slow.
For bigger equipment purchases tied to the contract, see equipment financing for chiropractors.
If you know the setup budget, working capital keeps it simple: one amount, one schedule. If costs will trickle in as the contract scales up, a line of credit lets you draw only what each step needs. Our line of credit vs. merchant cash advance comparison walks through the tradeoffs in more detail.
The amount we can offer depends mainly on your current deposits and existing obligations, not on the contract's face value. For illustration, a practice with steady monthly deposits that lands a twelve-month employer agreement might request enough to cover two months of added payroll plus the on-site equipment, rather than the contract's full value. Asking for what bridges the gap, and no more, keeps repayment comfortable.
The five-minute application starts with a soft credit pull. We review about three months of business bank statements, consider FICO scores of 500 and up, and do not require tax returns. Sole proprietors can apply. Qualified practices can be funded in as little as 24 hours, and every offer shows the full repayment amount and schedule before you accept.
It is not required to apply. Having it on hand helps you size the request, since you will know when the client's payments should begin.
Offers are based mainly on existing deposits and obligations. Once contract payments start flowing into your account, they show up in future statements.
Employer wellness programs, sports team care, gym partnerships and referral arrangements are common examples where setup costs come first.
Funding can arrive in as little as 24 hours for qualified practices, which helps when a client wants you on site quickly.
Repayment follows the terms in your offer regardless of the contract, so size the request to what your existing practice revenue can support.
Example uses for illustration only.
These steps help a practice present well when it asks for contract funding.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding