Draw funds when claims lag, supplies run low or a repair comes up. Apply in about five minutes with roughly three months of bank statements.
Check My LimitBusiness Line of Credit
Your expenses are steady even when collections are not. A line of credit gives you a limit to draw from, with repayment terms laid out in your offer before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Funding in as little as 24 hours for qualified practices.
FICO 500+ is considered, with a soft pull to start. Your deposit pattern carries real weight.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
The repayment schedule appears in your offer up front, so every draw fits a plan.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Some needs show up once. Others keep coming back. A chiropractic office deals with plenty of the second kind: a slow insurance month, a supply reorder, a part-time therapist covering a vacation, a repair on the intake desk computer. Taking a fresh lump sum for each one is clumsy. A business line of credit lets you draw what you need, when you need it, from an available limit.
That makes it a practical safety net for a practice whose expenses are steady but whose collections are not.
For one larger, planned purchase, a lump sum may be simpler. Compare working capital for chiropractors, or read our breakdown of line of credit vs. merchant cash advance.
Our review focuses on the activity in your business account. We ask for about three months of business bank statements, and no tax returns are required. We look at the consistency of patient and insurance deposits, your average balances, and any obligations already being paid out.
FICO 500+ is considered. We start with a soft credit pull, so checking your options does not affect your score. Sole proprietors can apply, which includes many single-doctor offices.
A line of credit works best when you treat it as a tool for timing gaps rather than a permanent source of operating money. Draw for a defined need, then plan how incoming collections will cover it. Keep an eye on what you have drawn compared with what is coming in from claims. The repayment terms for anything you draw are spelled out in your offer, so there are no guesses about what you owe.
The 5-minute application is the first step. After we receive your statements, decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. Your offer shows the full repayment amount and schedule before you accept anything. Funding ranges from $25,000 to $5,000,000, depending mainly on your deposits and existing obligations.
Working capital is typically one lump sum. A line of credit gives you a limit you can draw from as needs come up.
FICO 500+ is considered. Steady deposits into your practice account are a major part of the review.
About three months of business bank statements. No tax returns are required.
Yes. Your offer shows the full repayment amount and how repayment works before you accept.
Yes. Sole proprietors can apply.
Example uses for illustration only.
These habits help a practice make the most of a line of credit.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding