Insurance delays and a new X-ray system need different funding. Compare both for your practice, with the full cost shown before you accept.
Check My OptionsChiropractic practice funding
A line bridges reimbursement delays. A lump sum funds a defined equipment purchase or expansion. Your offer lays out the total and schedule up front.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five minutes to apply and about three months of statements. No tax returns. Qualified practices can be funded in as little as 24 hours.
FICO 500+ is considered. Consistent patient and payer deposits count.
The full repayment amount is in your offer before you accept, with no surprise costs after signing.
Your offer shows the schedule up front so you can match it to collections.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Most chiropractic offices collect some revenue at the front desk through cash-pay visits, care plans, and card payments, and some from insurers on a delay. That mix matters when choosing between a business line of credit and a merchant cash advance.
If your main pressure is waiting on insurance reimbursements, a line usually fits. You draw to cover payroll or rent while claims process, repay as remittances arrive, and keep access for the next gap. It is also handy for recurring costs like supplements inventory or ongoing digital marketing. Our page on a chiropractor line of credit explains it further, and the related article on funding for medical billing delays covers the reimbursement gap in detail.
If you are buying one thing, such as a decompression table, digital X-ray, or a second treatment room, a single sum is easier. An advance is repaid from future receivables per your offer, and practices with strong cash-pay card volume often find that structure follows their patient flow. Read more on our chiropractor merchant cash advance page. For larger equipment, we can also show equipment financing.
Your answers usually point clearly in one direction.
For illustration, a two-doctor practice wants to add a decompression table and run a local campaign to fill it. The table is a known cost, so the owner looks at a lump sum or equipment financing for it. The marketing spend will happen in smaller pieces over a few months, so a line handles that better. Meanwhile, one payer has slowed reimbursements, and the same line can bridge payroll until those remittances arrive. Your actual offer depends on your deposits and existing obligations.
A 5-minute application, about three months of business bank statements, and a soft credit pull to start. No tax returns. FICO 500+ is considered, and solo chiropractors operating as sole proprietors can apply. Funding ranges from $25,000 to $5,000,000, and qualified practices can be funded in as little as 24 hours. Apply now to see both options.
Yes, if they land in your business bank account. We review all deposits, including payer remittances and patient payments.
For a single known purchase, a lump sum or equipment financing usually fits best. We can show both.
Yes. Cash-pay practices that deposit revenue into a business account are reviewed on that deposit history.
No. About three months of bank statements and a short application are enough to start.
The full repayment amount and the repayment schedule are in your offer before you accept.
Example uses for illustration only.
A few steps help a chiropractic practice's file.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding