City guide
Census figures, the industries that drive North Dundas, local programs and a worked example in Canadian dollars.
✓ Checking what you qualify for does not affect your credit score.
Short answer: a North Dundas business can be funded. Merchant Fund Express reviews Canadian files from Ontario for merchant cash advances, business cash advances and revenue-based financing. The 2021 Census counted 11,304 people in the township of North Dundas, up 0.2% since 2016.
The census shows health care as the leading private sector at 12.9% of local jobs, followed by construction and retail.
Source: Statistics Canada, 2021 Census of Population.
The way North Dundas customers pay points to the structure:
Industry guides: Medical clinics, Dental practices, Construction, General contractors, Retail.
Here is where North Dundas residents work, by private-sector industry, compared with Ontario as a whole:
| Industry (NAICS) | North Dundas | ON |
|---|---|---|
| Health care and social assistance | 12.9% | 12.0% |
| Construction | 12.8% | 7.5% |
| Retail trade | 10.4% | 11.1% |
| Agriculture, forestry, fishing and hunting | 7.4% | 1.5% |
| Manufacturing | 6.7% | 9.1% |
| Transportation and warehousing | 5.5% | 5.3% |
The sector that sets North Dundas apart is farming, forestry and fishing, at 5.0 times its weight across Ontario. That concentration shows up in deposit patterns, from contract payments to seasonal peaks. A second, smaller concentration is construction (12.8% of local workers).
The crop year sets the rhythm: inputs in spring, work through summer and harvest, income after sale. Local suppliers often carry farm customers between the two. Cold months shift North Dundas work indoors and pause outdoor projects.
Seasonal owners do better applying with a year of statements ready.
A grain and oilseed farm in North Dundas with about $79,000 in monthly deposits takes $55,000 to buy materials for booked jobs at a 1.20 factor rate, for a total payback of $66,000 over about 10 months. That works out to roughly $1,524 a week, or about 8% of monthly deposits; the cost is fixed at $11,000 however quickly it is repaid on schedule.
Illustrative only, not an offer. Model it with the MCA calculator.
If timing is the issue, see how to bridge a government payment without stalling a North Dundas project.
We do not keep a branch in North Dundas. Files from ON are reviewed remotely, the same way as files from anywhere in Canada.
Expect a typical starting point of roughly $20,000 in monthly deposits. Most also want roughly 12 months of history and steady balances. A 500 score can work, though 600+ opens more doors. Each funder sets its own lines. Bring a signed application and about four months of business bank statements. Apply online or call (305) 384-8391.
Within reach of North Dundas: North Grenville (18 km), South Dundas (21 km), Russell (21 km), Edwardsburgh/Cardinal (26 km), Augusta (37 km).
The Ontario overview lists every ON community we cover.
Yes, North Dundas is covered. What counts is revenue, history and how the account is run.
The 2021 Census counted 11,304 people in North Dundas, a 0.2% change from 2016.
By jobs: health care first, then construction and retail. Relative to the province, farming, forestry and fishing is the standout.
FedDev Ontario covers North Dundas. Its support is project-based and slower than a business cash advance.
Everything is remote, so being in North Dundas is no obstacle.
Educational information only. It is not legal, tax or accounting advice.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
