Merchant Fund Express
(305) 384-8391Apply
Home / Canada / City guides / Ontario / Augusta

City guide

Business funding in Augusta: what local files look like.

A data-backed guide for Augusta owners: population, industries, seasonality, programs and an example.

✓ Checking what you qualify for does not affect your credit score.

7,386Residents, 2021
0.4%Change since 2016
$96,000Median household income
ONProvince

Business funding in Augusta: the short answer

Yes. Businesses in Augusta, Ontario can apply for a merchant cash advance, a business cash advance or revenue-based financing, and the application is reviewed on the same terms as anywhere else in Canada. Augusta is a township of 7,386 residents (2021 Census), grown from 7,353 in 2016.

The census shows manufacturing as the leading private sector at 15.4% of local jobs, followed by health care and retail.

Augusta in the 2021 Census

Population, 20217,386
Population, 20167,353
Change, 2016 to 20210.4%
Land area313.8 km²
Population density23.5 per km²
Median age49.2
Median household income$96,000
Participation rate60.2%
Unemployment rate, 20217.9%
Self-employed share13.6%
Census divisionLeeds and Grenville

Source: Statistics Canada, 2021 Census of Population.

Which funding fits a Augusta business

Start from how you get paid.

Related: Manufacturing, Food manufacturers, Medical clinics, Dental practices, Retail.

The Augusta economy, by industry

Employment by industry is the best public picture of what a local economy sells. In Augusta, the six largest private sectors look like this next to the Ontario average:

Industry (NAICS)AugustaON
Manufacturing15.4%9.1%
Health care and social assistance14.1%12.0%
Retail trade11.2%11.1%
Construction10.3%7.5%
Transportation and warehousing6.1%5.3%
Professional, scientific and technical services5.1%9.5%

Compared with the province, Augusta is unusually concentrated in farming, forestry and fishing (3.3% of jobs versus 1.5% provincially). Local suppliers, trades and service firms often ride the same cycle. Manufacturing runs above average too, at 1.7 times the provincial weight.

Seasonality and cash flow in Augusta

Plant work is booked months ahead and settles on 30 to 60-day terms. Suppliers to the plants feel the same lag. Winter in Augusta raises heating costs and slows site work.

Time a request before the busy season, not in the middle of the slow one.

A worked example from Augusta

Worked example

A fruit orchard and farm market in Augusta deposits about $42,000 a month, of which roughly $27,300 comes from card sales. It takes a $25,000 advance to replace kitchen or shop equipment at a 1.18 factor rate, so the total to repay is $29,500. With a 11% holdback on card sales, about $3,003 a month goes to the funder and the advance is repaid in roughly 10 months; in a slower month the payment shrinks with sales.

Illustrative only, not an offer. Model it with the MCA calculator.

Public programs that apply in Augusta

Public and private funding can work together: approved projects in Augusta sometimes use an advance until the program pays (details).

From Augusta application to funding

Our team is not located in Augusta. Applications are online, statements upload securely and a specialist calls you back.

Funders typically look for about $20,000 or more deposited each month. A year or so of trading history and a healthy balance matter too. Credit from 500 is considered; 600+ widens the options. Each funder sets its own lines. You will need roughly four months of business statements and the signed application. Start here, or phone (305) 384-8391.

Cities and towns near Augusta

Close to Augusta: Edwardsburgh/Cardinal (11 km), Brockville (19 km), Elizabethtown-Kitley (21 km), North Grenville (26 km), South Dundas (33 km).

The Ontario overview lists every ON community we cover.

Sources

  1. Census Profile 2021: Augusta
  2. Census Profile 2021: Ontario
  3. StatCan table 98-10-0002-01
  4. FedDev Ontario
  5. Ontario Chamber of Commerce

Current as of October 2026; industry shares use 25% sample data.

Common questions

Is business funding available in Augusta?

Yes, Augusta is covered. What counts is revenue, history and how the account is run.

How many people live in Augusta?

The 2021 Census counted 7,386 people in Augusta, a 0.4% change from 2016.

What are the main industries in Augusta?

Manufacturing, health care and retail employ the most people; farming, forestry and fishing stands out against Ontario.

Which regional development agency serves Augusta?

FedDev Ontario. It funds projects; for working capital, private funding moves faster.

Can I apply without meeting in person?

Everything is remote, so being in Augusta is no obstacle.

Keep reading

See what you qualify for

Same-day decision. Applying takes a few minutes and will not affect your credit score.

Apply Now →
Apply NowCall