Draw for materials, labor and repairs as jobs come in. Apply in 5 minutes with a soft credit pull. No tax returns required.
See My LimitRoofing Line of Credit
Roofing needs rarely arrive on schedule. A line of credit keeps money within reach so you can order materials and staff up without starting from zero each time.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and roughly three months of bank statements. Draws funded in as little as 24 hours for qualified businesses.
FICO 500 and up is considered. Your deposits do a lot of the talking.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in your offer up front, so draws fit your job payment cycle.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
One week it is a material order for a commercial job. The next it is a blown compressor on the nail gun rig or a crew member's overtime after a hailstorm. A business line of credit lets a roofing company draw only what each situation calls for, instead of borrowing one large amount and hoping it lines up with the season.
After approval you get a credit limit. Draw against it when a job needs funding, and repay according to the schedule laid out in your offer. Your offer shows the full repayment amount on what you draw before you accept, with no surprise costs after you sign.
Limits come mainly from your deposit history and what you already pay to other lenders. Roofing deposits are often lumpy, with large checks spaced out, and we review the full pattern rather than judging one quiet month. A storm restoration contractor, for example, may show a few very large insurance deposits followed by quieter weeks, while a commercial roofer may show steady draws from general contractors. Both patterns can support a line; the shape of the deposits just tells us how to set it up. FICO 500 and up is considered, and sole proprietors can apply. Funding overall runs from $25,000 to $5,000,000.
If you have one large, defined need, a merchant cash advance for roofing or roofing working capital may be simpler. If needs come up repeatedly, a line keeps funds within reach. Apply now and we will show you what fits.
It depends on the need. A line suits recurring, unpredictable costs, while a lump sum can be simpler for one defined job or purchase.
FICO 500 and up is considered. We weigh credit together with deposits and existing obligations.
Mainly by your deposit history and what you already owe. We review about three months of business bank statements.
Yes. Once your line is set up, you can draw as needs come up, and qualified businesses can be funded in as little as 24 hours.
No. Bank statements and the 5-minute application are enough to start.
Yes. Sole proprietors can apply.
Example uses for illustration only.
Prepare these to make your roofing line of credit review easier.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding