Cover materials and crews while you wait on insurance checks and final payments. 5-minute application, soft credit pull, funding in as little as 24 hours if qualified.
Check My OptionsRoofing Merchant Cash Advance
Roofing jobs front-load costs and back-load payment. A merchant cash advance gives your company a lump sum based on its deposits so the next job does not wait on the last check.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About 5 minutes to apply and roughly three months of bank statements. Qualified roofers can be funded in as little as 24 hours.
FICO 500 and up is considered. Your deposit history weighs heavily in the decision.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in your offer up front, so you can plan it around job payments.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A roofing company can have a full schedule and still be short on cash. Shingles, underlayment and dumpsters get paid when the job starts. Insurance checks, general contractor draws and homeowner final payments show up weeks later. Add a storm season that floods the phone and a winter that slows everything down, and the gap between work done and money received can get wide.
A merchant cash advance gives a roofing business a lump sum based on its deposit history, so you can buy materials and run crews while receivables catch up.
A merchant cash advance provides funding in exchange for a portion of future receipts. Repayment follows the schedule laid out in your offer, and the offer states the full repayment amount before you accept. There are no surprise costs after you sign.
Roofing deposits tend to come in large, uneven chunks. We expect that. We look at how deposits land across about three months, how the account holds up between big checks, and what is already going out to other lenders, equipment payments or advances. Residential, commercial and storm restoration contractors all show different patterns, and we read each one on its own terms.
Sole proprietors can apply, which matters for owner-operators running a crew of three or four.
An advance fits well for a specific, near-term need: a material order for a large job, extra crew wages during storm season or a truck repair that cannot wait. For recurring needs, a business line of credit for roofing may make more sense. For a new trailer, lift or truck, look at roofing equipment financing. Our line of credit vs. merchant cash advance guide compares the two directly.
For illustration, a roofer who lands a commercial reroof might need to pay for materials and a larger crew weeks before the first draw arrives. Funding lined up against that job lets you say yes without stretching suppliers. See our big contract funding page for more, or apply now in about 5 minutes.
Yes, you can apply. Lumpy deposits are normal in roofing, and we review the full pattern across about three months of statements.
A 5-minute application and about three months of business bank statements. No tax returns are required.
Decisions move fast, and qualified businesses can be funded in as little as 24 hours.
It is one factor. We consider FICO 500 and up and weigh it with your deposits and existing obligations.
Yes. The offer shows the full repayment amount and the repayment schedule before you accept.
Example uses for illustration only.
A few steps make a roofing file easier to review quickly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding