Merchant Fund Express
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Equipment Repair Funding for Roofing

Get trucks, trailers, hoists and compressors fixed fast so crews stay on schedule. Apply in 5 minutes, no tax returns required.

Fund My Repair

Roofing Equipment Repair

Get the crew back on the roof, not waiting at the shop

Downtime costs roofers labor and goodwill. We fund equipment repairs based on your deposit history, with the full repayment amount shown before you accept.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Repair funding built for roofing contractors

Fast, low-paperwork process

A 5-minute application and about three months of bank statements. No tax returns. Funding in as little as 24 hours for qualified businesses.

Credit flexibility

We consider FICO 500+ and start with a soft credit pull, weighing your deposits alongside your score.

Full cost before you commit

Your offer shows the total repayment amount before you accept. No surprise costs show up after you sign.

Payments planned in advance

The repayment schedule is laid out in your offer, so you can plan it around upcoming jobs.

Cash flow tight this month?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

A broken truck means a crew standing around

On a roofing job, the equipment is the schedule. When the dump trailer's axle goes, the shingle hoist quits, the conveyor needs a new motor or the crew truck's transmission fails, the tear-off stalls and the customer starts calling. Every day it sits costs you labor and keeps the next job waiting.

Repair funding gets the fix paid for now so the crew is back on the roof, and you repay from the jobs you complete.

Repairs roofing companies commonly fund

If the repair estimate is close to the cost of replacing the machine, compare it against equipment financing for roofing.

What we review

We look at about three months of business bank statements to see your deposit pattern and existing obligations. FICO scores from 500 are considered, and the first check is a soft pull. No tax returns are needed, and sole proprietors can apply. Funders tend to weigh consistent deposits heavily, because that shows how the business can handle repayment.

Read more about how roofing companies qualify.

Why speed matters on a roofing repair

For illustration: a crew of five standing idle for three days while a trailer waits on parts is a full week of labor with nothing billed against it. Add a customer whose roof is half torn off under a tarp, and the cost of waiting grows quickly. Paying the shop right away often gets your job moved up the queue, and a fixed repayment schedule lets you plan the cost against the jobs already on your board.

From breakdown to back on the roof

  1. Get the shop's written estimate.
  2. Complete the 5-minute application.
  3. Review your offer, including the full repayment amount and the schedule.
  4. Accept, and qualified businesses can be funded in as little as 24 hours.

If the breakdown is part of a bigger emergency, our roofing emergency funding page may be a better fit.

Frequently Asked Questions

Do I need a repair quote to apply?

It is not required, but a written estimate helps you request the right amount and explains the purpose of the funding.

Should I repair or replace my roofing equipment?

If repairs approach the cost of replacement or the machine keeps failing, financing a replacement may make more sense. Compare offers on both before deciding.

Can I fund repairs on more than one piece of equipment?

Yes. Many owners bundle several repairs into one working capital request.

What is the minimum amount?

Our funding starts at $25,000 and goes up to $5,000,000.

How quickly can I get the money?

Qualified businesses can be funded in as little as 24 hours after accepting an offer.

Dump trailer axle $9,500.00
Truck transmission $7,200.00
Roof hoist motor $5,800.00
Skid steer service $11,000.00

Example uses for illustration only.

How to improve your chances

Good maintenance habits make breakdowns rarer and funding requests cleaner.

  • Keep a service log for every truck and machine
  • Get two repair quotes on big jobs
  • Budget a monthly equipment reserve from busy-season jobs
  • Bundle related repairs into one request

Repair funding: us vs a bank

Merchant Fund Express
Traditional bank loans
Speed
As little as 24 hours if qualified
Weeks of underwriting
Documents
About 3 months of statements
Tax returns and financials
Credit
FICO 500+ considered
Strong credit needed
Collateral focus
Deposit history drives offers
Often asks for collateral
Cost clarity
Full repayment shown up front
Depends on the product

Get your equipment fixed and working

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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