Cover payroll, materials and slow months while job payments catch up. 5-minute application, no tax returns, funding in as little as 24 hours if qualified.
Get My OfferRoofing Working Capital
Insurance carriers and general contractors pay on their own clock. Working capital lets your roofing company meet payroll and buy materials without waiting on them.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about 5 minutes with three months of bank statements. Funding in as little as 24 hours for qualified roofers.
FICO 500 and up is considered, and steady deposits carry real weight in the review.
The full repayment amount is in your offer before you accept, with no surprise costs after you sign.
The schedule is laid out in your offer up front so you can line it up with job payments.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Roofing is a business of big jobs and long waits. You may finish a tear-off and replacement in two days, then wait weeks for the insurance carrier or general contractor to pay. Meanwhile your crew still expects a paycheck every Friday and the supply house wants its invoice settled. Working capital keeps the business moving in that gap.
We start with about three months of business bank statements. We look at deposit size and timing, how the account holds up between big checks, and what other payments come out each week. No tax returns are required, and FICO 500 and up is considered. The first step uses a soft credit pull.
Funding ranges from $25,000 to $5,000,000 and depends mainly on your deposits and existing obligations. Qualified businesses can be funded in as little as 24 hours.
Each offer states the full repayment amount and the repayment schedule before you accept. You know the total cost before you commit, and there are no surprise costs after you sign. Take time to compare the schedule against your expected job payments so the repayment fits the way money actually comes in.
For illustration, a residential roofer in a market with harsh winters might draw down cash reserves from December through March, then see deposits climb sharply once spring jobs start. Lining up working capital with that cycle, rather than taking it at the peak, tends to work better for the business.
Write down what the funds are for and when that spending turns into revenue. A roofer buying materials for three booked jobs has a clear payback path; that clarity helps you choose the right amount. Our roofing cash flow guide has a simple way to map it out. Then start the 5-minute application.
Yes. Covering materials while waiting on insurance carriers or general contractors is a common use. Your offer shows the full repayment amount up front.
Funding ranges from $25,000 to $5,000,000, based mainly on your deposits and what you already owe.
No. We use about three months of business bank statements and a short application.
Yes. Payroll during slower months is one of the most common uses we see from roofers.
Yes. Sole proprietors can apply.
We begin with a soft credit pull, so checking your options does not affect your score.
Example uses for illustration only.
These steps help us see your roofing company's real cash flow.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding