Cover stock, staff and rentals for a festival, private event or beverage contract before the client pays. Funding in as little as 24 hours for qualified venues.
Cover the ContractBig Contract Funding
Big events pay late and cost early. We bridge that gap with funding sized to your existing deposits, so your regular nights stay fully stocked.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five minutes online and roughly three months of bank statements. No tax returns, and funding can land in as little as 24 hours if you qualify.
We consider FICO scores from 500 up and put real weight on how steady your deposits are.
Every offer lists the total repayment amount up front. No surprise costs appear after you accept.
Your payment schedule is spelled out in the offer, so you can line it up against when the client is expected to pay.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A corporate holiday party for 400, a three-day festival bar, a standing contract to run the beverage program at a concert venue. These are the bookings that make a year. They also tend to require cash on day one: extra kegs and cases, rented bars and coolers, temporary staff, security and insurance riders. The client usually pays after the event, sometimes weeks after.
That timing gap is where we come in. Merchant Fund Express provides funding from $25,000 to $5,000,000 so you can take the job without pulling money meant for your regular weekend.
If the contract calls for gear you will keep using, equipment financing may be worth splitting out from the rest.
We are not underwriting the contract itself. We look at the business that will carry it: about three months of business bank statements, your current obligations and a soft credit pull to start. FICO 500 and up is considered, no tax returns are required, and sole proprietors can apply.
Because the offer is based on your existing deposits, the size of the event does not automatically set the size of the funding. A venue doing steady weekly volume has more room than one that is seasonal or recovering from a slow stretch.
Before you apply, sketch the timeline: when the costs hit, when the event happens and when the client has agreed to pay. Then compare that against your regular weekly deposits. The goal is a repayment that your normal business can carry even if the client check arrives later than promised. Owners who do this math up front tend to ask for a more realistic amount, and they sleep better the week of the event.
For a single event, a lump sum of working capital keeps things simple. For a recurring contract with costs that land at different times, a line of credit lets you draw as you go. Compare both in our line of credit vs. MCA guide, then apply here.
It helps us understand the use of funds, but offers are based on your business deposits and existing obligations, not the contract value alone.
Qualified businesses can be funded in as little as 24 hours, so applying a week or two ahead leaves comfortable room.
Your repayment schedule is set in your offer, so plan as though the client payment could slip. That is why we size to your regular deposits.
Often, yes. You draw only what each event needs instead of taking one lump sum for the season.
About 5 minutes, with a soft credit pull to start.
Example uses for illustration only.
Before applying for contract funding, a little prep goes a long way.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding