Stocking for a big weekend is different from installing a new sound system. Compare both funding types and see clear numbers before you commit.
See Bar OptionsBar and nightclub funding
Revolving access covers repeat distributor orders and event staffing. A lump sum covers one defined upgrade. Your offer shows the total and schedule up front.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Three months of statements, a 5-minute form, no tax returns. Qualified venues can be funded in as little as 24 hours.
FICO 500+ is considered. Steady weekend card volume carries weight.
The full repayment amount is shown in your offer before you accept, and nothing gets added after you sign.
The schedule is in your offer up front, so you can plan it around event weekends.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A bar can do half its week's revenue on Friday and Saturday. Distributor invoices, door staff, DJs, and security get paid on their own schedule. Then there are the big weekends, like New Year's Eve or a local festival, where you stock heavy days ahead.
That rhythm shapes which funding type fits. Here is how we explain it to owners.
A business line of credit gives you access to funds you draw as needed. Bars use it to stock up before an event weekend, cover a distributor invoice before the weekend's receipts clear, or bridge a slow month after the holidays. You repay what you draw on the schedule in your offer, and the line becomes available again as you repay. Read more on our bar and nightclub line of credit page.
A merchant cash advance is a single sum, repaid from future receivables per your offer. Because bars run heavily on card sales, that structure can track your busy and quiet nights. It suits defined projects: a new sound and lighting rig, a patio build, a bathroom renovation, or reopening after a slow season. Details are on our bar and nightclub merchant cash advance page.
| Line | Advance | |
|---|---|---|
| Event stock-ups | Strong fit | Works for one big event |
| Sound or lighting upgrade | Possible | Strong fit |
| Funds received | As you draw | All at once |
For illustration, picture a bar heading into a three-day holiday weekend. The owner expects double the usual volume and needs extra liquor, beer, ice, door staff, and a booked DJ, all paid before the doors open. A line lets them draw for that stock-up and repay as the weekend's card receipts settle.
Now picture the same bar in spring, planning a patio that will add seats all summer. That is a one-time project with a contractor quote. A lump sum fits, and the owner knows from the start what the total repayment looks like. Many venues end up using both tools at different points in the year.
About three months of business bank statements, a 5-minute application, a soft credit pull to start, and no tax returns. FICO 500+ is considered and sole proprietors can apply. Funding ranges from $25,000 to $5,000,000, and qualified venues can be funded in as little as 24 hours. Apply now.
We review deposits into your business bank account. Depositing cash sales regularly gives a more complete picture of your revenue.
Yes. Many owners use a line for event inventory and staffing, then repay as weekend receipts come in.
Seasonal dips are common in nightlife. Reviewers look at the full deposit pattern, not one month in isolation.
Every offer shows the full repayment amount and the schedule before you accept.
Yes, sole proprietors can apply.
Example uses for illustration only.
Bars that keep these habits tend to present cleaner files.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding