A lump sum for payroll, materials and slow receivables, based on your deposits. Five-minute application, no tax returns.
See My OptionsWorking Capital ยท Nashville
New contracts, new hires, bigger orders. Working capital covers the costs that come before the revenue does.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of statements and a 5-minute application. No tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered with a soft pull to start. Steady deposits count for a lot.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in the offer up front, so cash flow planning is easier.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Nashville has spent years adding residents, offices and visitors, and businesses here often grow faster than their bank balance. A commercial cleaning company wins two new buildings and needs to hire before the first invoice clears. A healthcare staffing firm pays nurses weekly while hospital clients pay on longer cycles. A print shop serving the music and publishing crowd takes a large order that needs materials up front.
Working capital funding is a lump sum for those everyday costs, so growth does not stall waiting on receivables.
Buying a vehicle or machine? Look at equipment financing in Tennessee too.
We read about three months of business bank statements, looking at deposit size, consistency and the obligations you already carry. Those factors mostly determine your amount, anywhere from $25,000 to $5,000,000. FICO 500+ is considered, we begin with a soft pull, and tax returns are not required. Sole proprietors can apply.
It is easy to ask for more than you need when growth is in the air. A better approach is to list the specific costs coming up, such as the first two payrolls for new hires, the materials order and the deposit on new space, and add them up. That number gives us a clear starting point and keeps your repayment matched to a real purpose.
Remember that the amount we can offer depends mainly on your deposits and existing obligations. If your request and your deposit history do not line up, we will tell you and suggest a size that fits. You will always see the full repayment amount and schedule in the offer before you decide, and you are free to ask questions or walk away before signing.
Owners who come back for a second round usually point to the same habit: they borrowed for a defined purpose and tracked how the money was used.
The application takes about five minutes. Your offer will show the full repayment amount and the repayment schedule before you accept, and funding can arrive in as little as 24 hours for qualified businesses. You can also see working capital across Tennessee or compare a Nashville line of credit.
Working capital is a single lump sum. A line lets you draw over time. If you know the amount you need, a lump sum is often simpler.
Yes. Payroll and hiring ahead of new work are some of the most common uses.
That is exactly the gap working capital is meant to cover. We look at your deposits to see the pattern.
We do not state a hard minimum. We work with established businesses that show steady deposits.
As little as 24 hours for qualified businesses after approval and signing.
Example uses for illustration only.
Want your working capital request to read well? Start here.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding