Funding built on your El Paso sales, not years of tax returns. $25,000 to $5,000,000 with a soft credit pull to start.
Apply NowMerchant Cash Advance ยท El Paso
Restaurants, shops, auto repair and service companies across El Paso use advances to stock up, fix equipment and grow.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of bank statements and a 5-minute application. Funding in as little as 24 hours if you qualify.
FICO 500+ considered, and we focus on the strength of your deposits.
The full repayment amount is shown in your offer before you accept, with no surprise costs afterward.
Your offer lays out exactly how repayment works up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A merchant cash advance provides a lump sum in exchange for a portion of your future receivables. It is built around the sales your business already makes, which is why it works well for restaurants, retail shops, auto shops and service businesses that see consistent card and bank deposits.
For El Paso businesses, we offer advances from $25,000 to $5,000,000.
The city's economy leans on cross-border commerce, healthcare, education, retail and the large military community tied to Fort Bliss. That creates steady demand for restaurants, auto repair, retail, home services and logistics support. Many of these owners have strong daily sales but need a cash cushion for inventory, repairs or expansion.
Regional and local carriers with steady deposits can apply, though we cannot promise funding for long-haul trucking.
We consider FICO scores of 500 and above, require no tax returns, and sole proprietors are welcome to apply. Qualified businesses can be funded in as little as 24 hours.
The right amount depends mainly on your deposits and what you already owe. For illustration, a Westside restaurant with steady daily card sales might look at a $60,000 advance to replace a walk-in cooler and refresh its patio before the cooler fall months bring more people outside. A smaller shop with lighter sales would likely see a smaller offer. Ask for what the project actually needs, not the largest number you can get. A right-sized advance is easier to manage and leaves room in your cash flow.
Will this purchase bring in more sales or protect the ones you have? Can your slowest month handle the repayment? Are there other obligations coming due soon? Clear answers to those questions make the decision easier and keep the advance working for your El Paso business.
Before you accept, your offer shows the total amount you will repay and how the repayment works. Nothing is tacked on after you sign. Compare it with a working capital option in El Paso or a line of credit if you are unsure which fits. When the numbers make sense, apply online.
An advance is a purchase of future receivables, repaid from your sales. A loan is borrowed money repaid on a set schedule. Your offer explains exactly how repayment works.
Any established El Paso business with steady deposits can apply. We review your statements to size the offer.
No. We work from about three months of business bank statements.
In as little as 24 hours for qualified businesses after approval and acceptance.
FICO 500+ is considered. Your deposit history is weighed alongside the score.
Yes. Taking only what the project needs is often the smartest move for your cash flow.
Example uses for illustration only.
Strengthen your application with a few simple moves.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding