Keep access on standby for slow weeks, late payers and surprise repairs. Draw what you need and repay on a schedule set out in your offer.
Get My LineLine of Credit ยท Nashville
Nashville businesses swing between convention crowds and quiet stretches. A line lets you cover the gap and pay it down as the busy weeks return.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application, about three months of bank statements, no tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. A soft pull starts it, and deposits weigh heavily.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out up front in your offer, so draws are easy to plan around.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Not every cost needs a lump sum. Sometimes you want access ready for the week a cooler fails, a tour bus rental deposit comes due, or a big client pays thirty days late. A business line of credit gives you a set amount to draw from, and you repay what you use on the schedule in your offer. Paid-down room is generally available to draw again.
Your business bank statements are the center of our review. With about three months of history, we look at how much comes in, how steady it is and what already goes out. Credit is considered from FICO 500, starting with a soft pull. No tax returns are required, and sole proprietors can apply.
For illustration, a business with steady weekly deposits and few existing obligations will usually be in a stronger position than one with uneven deposits and several payments already leaving the account.
Think about an event production company in Nashville. In a single month it might rent lighting for a corporate conference, hire stagehands for a private concert and buy staging materials for a wedding venue. Clients pay after the event, sometimes weeks later. The owner has steady deposits but uneven timing.
A line lets that company draw for gear and crew as each job comes up, then pay down the balance as clients settle their invoices. The owner does not pay for a lump sum sitting idle in the account, and the repayment schedule is laid out in the offer before anything is signed. The size of the line would depend on deposits and existing obligations, which is why clean bank statements matter so much.
Owners in this position often keep the line for the gaps and handle big one-time purchases separately, so the line stays available when the next job lands.
If your need is one-time, working capital may be simpler. If you take card payments every day, look at a merchant cash advance. Statewide, see our Tennessee line of credit page, or apply now and we will help you choose.
Yes. You draw what you need, and as you repay, that room is generally available to draw again, per your offer.
From $25,000 to $5,000,000, depending mainly on deposits and existing obligations.
A 5-minute application and about three months of business bank statements. No tax returns.
Funding can arrive in as little as 24 hours for qualified businesses after approval and signing.
Example uses for illustration only.
A few practical steps can strengthen a line request.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding