A lump sum based on your sales history, for established Baltimore businesses with steady deposits. Soft pull to start and no tax returns.
Get My OfferMerchant Cash Advance ยท Baltimore
From harbor restaurants to neighborhood retailers, an advance turns consistent deposits into capital for stock, staff or equipment.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and roughly three months of statements. No tax returns. As little as 24 hours for qualified businesses.
FICO 500+ considered. Steady deposits count for a lot in our review.
Your offer shows the full repayment amount up front, with no surprise costs after you sign.
How and when you repay is set out in the offer before you commit.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A merchant cash advance gives you a lump sum now in exchange for a portion of future sales. Instead of a loan approval that leans on years of tax returns and collateral, the review centers on the money already moving through your business account. For Baltimore restaurants, retailers and service shops that run steady card and deposit volume, that can be a more natural fit than a traditional bank product.
Your offer spells out the full repayment amount and how repayment works before you accept anything. You see what you will repay in total, so you can weigh it against what the funding will earn or save before you commit.
Baltimore has a little of everything: the harbor and its visitor traffic, neighborhood corridors packed with independent restaurants and salons, the commercial activity around the port, and the steady stream of staff and patients at the major medical centers. Many of these businesses share one trait. Sales are consistent, but cash needs show up in chunks.
About three months of business bank statements tell us most of what we need: deposit volume, how regular it is, and what obligations are already being paid out. FICO scores of 500 and up are considered. No tax returns are required, and starting uses a soft credit pull so your score is not affected by looking.
Sole proprietors can apply. What matters is an established business with steady deposits.
An advance works best for a defined need with a clear payoff, like stock that will sell or equipment that will earn. If your needs repeat month after month, a line of credit in Baltimore may suit you better. To compare across Maryland, see our Maryland merchant cash advance page. When you are ready, the application takes about five minutes.
Repayment comes from future sales. The exact structure and the full repayment amount are shown in your offer before you accept.
Funding ranges from $25,000 to $5,000,000, depending mainly on your deposits and existing obligations.
Yes. FICO scores from 500 are considered, and your deposit history carries real weight in the review.
Qualified businesses can be funded in as little as 24 hours.
No. About three months of business bank statements are usually enough to start.
Yes. Many harbor and crab-season businesses have uneven months. We look at the full pattern of deposits across your statements and how existing obligations fit around it, then size the offer to match.
Example uses for illustration only.
Before you apply, a few steps help your deposits tell a clear story.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding