Finance machinery, vehicles and gear from $25,000 to $5,000,000 with about three months of bank statements and no tax returns.
Price My EquipmentTennessee Equipment Financing
Tennessee manufacturers, kitchens, contractors and regional haulers use equipment financing to grow capacity while keeping cash for daily operations.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.
Your current revenue and deposits weigh heavily, not just your credit history.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in the offer up front so you can plan around it.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Equipment is usually what lets a business take on more work. A CNC machine for a supplier serving Tennessee auto plants. A refrigerated box truck for a Memphis food distributor running regional routes. A new oven for a Nashville bakery. A skid steer for a landscaping crew in the Knoxville suburbs. Paying cash for any of these can drain the account you need for payroll.
Equipment financing spreads the cost so the equipment can start earning while you pay for it. Funding ranges from $25,000 to $5,000,000.
New or used, the question is the same: can your business comfortably carry the repayment based on the deposits it already shows?
We start with about three months of business bank statements and a 5-minute application. We do not ask for tax returns. A soft credit pull starts the process, and we consider owners with a FICO of 500 and up.
It helps to have a quote or invoice from the seller so we know what you are buying and what it costs. Your offer shows the full repayment amount and the repayment schedule before you accept. Qualified businesses can be funded in as little as 24 hours.
If you need cash for installation, training or the inventory to go with new equipment, working capital can cover the rest. Owners with recurring smaller purchases often prefer a business line of credit. Ready to price your equipment? Apply here.
Many Tennessee businesses have a clear busy season. Landscapers ramp up in spring, tourism businesses in the east gear up before summer, and contractors want equipment on site before big jobs start. Applying a few weeks before you need the equipment gives you time to compare quotes and line up delivery without rushing.
Yes. Used equipment can be financed. Bring the seller's quote or invoice so we can see what you are buying, along with its age and condition if it is not new. That helps us size the request to the equipment and to your account.
From $25,000 to $5,000,000. The amount depends mainly on your deposits and existing obligations.
No. We review about three months of business bank statements.
We consider owners with a FICO of 500 and up.
Qualified businesses can be funded in as little as 24 hours. Delivery timing depends on the seller, so ask about lead times early if you need the equipment on site by a certain date.
Yes. You can include several items in one request. Bring quotes for each so we can see the total cost.
Example uses for illustration only.
A little preparation makes an equipment request easier to review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding